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Vincent Lau - Loan Consultant in San Jose, CA

Vincent Lau

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As your trusted Loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides ma...... Show More
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Overall Ratings
5.0
(57)
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  • 5.0
    Encompass
    A
    Ali A
    Los Gatos, CA
    Posted on June 1st, 2026 11:22 PM
    working with Vince has been a great experience. His knowledge, skill set, communication and commitment is outstanding! He is always available for questions and conversations. He knows how to engage with others in the process. I would definitely...
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  • 5.0
    Encompass
    E
    Enmer E A
    Castro Valley, CA
    Posted on May 25th, 2026 06:12 PM
    I highly recommend Vincent Lau for anyone looking to purchase a home. Vincent was extremely helpful throughout the entire process and took the time to show me different loan scenarios to help me understand all my options and find the best solution...
    read more
  • 5.0
    Encompass
    F
    Fakhrolsadat R
    Los Gatos, CA
    Posted on May 24th, 2026 02:31 AM
    Vinc's knowledge, patience, confidence and great willingness to help and positive attitude. He simplified the process and guided us through it step by step and met all the timelines. He was always available to answer questions and help .
    read more
    Reply from Vincent Lau
    May 24th, 2026 05:17 AM
    Thank you for trusting me to help you achieve your home purchase and home loan goals. I’m truly happy for both of you. May your new home be filled with joy, laughter, and many wonderful memories for years to come.
  • 5.0
    Encompass
    H
    Holly M G
    CAMPBELL, CA
    Posted on April 7th, 2026 02:28 PM
    Vince went above and beyond to be available, ensure we understood the process, and run many different scenarios with us. We really appreciate how he offered several creative financing options that allowed us to purhcase purchase a home that...
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    Reply from Vincent Lau
    April 13th, 2026 04:18 PM
    It was my pleasure to assist you and ensure you felt confident throughout the process. Thank you for your kind words and trust in me.
  • 5.0
    Encompass
    J
    Jesus C
    Oakland, CA
    Posted on March 23rd, 2026 02:15 PM
    Of coming to be home owners Vince Lau nd team got us through would highly recommend friends to go through them thanks again Vince for help us get to where we needed to get to
    Reply from Vincent Lau
    March 28th, 2026 02:42 AM
    Thanks Chuy! I'm happy for you and Claudia on your new home. Looking forward to the house warming!
  • 5.0
    Encompass
    S
    Samuel D P
    Richmond, CA
    Posted on March 18th, 2026 04:46 PM
    Vince was super communicative and always went out of his way to ensure we were informed. As first time home buyers, his clear explanations of important terms and his step by step walk throughs of documents was very informative.
    Reply from Vincent Lau
    March 28th, 2026 02:44 AM
    Thanks Sam for your kinds words. I appreciate it. I'm happy for you and Annabel. As soon as the rates drop, I will reach out to you. Enjoy your new home! Wishing you both many blessings!
  • 5.0
    Encompass
    I
    Iris J G
    San Jose, CA
    Posted on February 18th, 2026 07:14 PM
    Vince was extremely knowledgeable, available to accomodate late consults with my clients, he was very much hamds on always providing us with solutions. He is my new go-to lender and I'm so grateful to have found him!
    Reply from Vincent Lau
    February 27th, 2026 04:56 AM
    Thank you for your kind words. I appreciate you trusting me with your client. Looking forward to helping more clients achieve homeownership in 2026
  • 5.0
    Encompass
    T
    Tipper T
    Milpitas, CA
    Posted on February 9th, 2026 04:26 PM
    This was my first time buying a home so the process was a bit overwhelming. I appreciate Vincent being available for us and explaining all the details to me. In addition, to being available for me all hours of the day to answer any lingering...
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    Reply from Vincent Lau
    February 11th, 2026 06:24 AM
    Thank you Tipper for your kind words. I'm very happy for you. Thank you for trusting me in helping you with the financing of the purchase of your beautiful home.
  • 5.0
    Encompass
    A
    ASHA R
    Milpitas, CA
    Posted on February 6th, 2026 03:50 PM
    Vince is honest, courteous, pleasant and hard working. He closed the deal on time. Did his due diligence even befirewe went into contract. Great loan officer
    Reply from Vincent Lau
    February 11th, 2026 06:32 AM
    Thank you, Asha! You are an amazing Realtor and partner. I truly enjoy working with you. Your expertise and dedication to your craft are evident, and your clients are always in great hands with you.
  • 5.0
    Encompass
    M
    Maha A M J
    Pittsburg, CA
    Posted on January 27th, 2026 04:07 AM
    I appreciated the smooth process of setting up the loan. Vincent was very patient, answer all my questions in detail, explaing every step. He cares.
    Reply from Vincent Lau
    February 10th, 2026 12:09 AM
    Thanks Maha for your kind words. I'm very happy for you on your home purchase. May you create many last memories in your new beautiful home.
  • 10 of 57
    About
    As your trusted Loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don't hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you! CA LIC# CA-DFPI482413
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Reverse Mortgage
    Non-QM
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
    445
    /850
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    Addresses and Serving Areas

    Year Started

    2009

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS
    Hobbies
    • Enjoy skiing, camping, fishing, bowling, and participating in Spartan events.
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing