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Vincent Lau - Loan Consultant in San Jose, CA

Vincent Lau

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Loan Consultant

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As your trusted Loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides ma... Show More
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  • Encompass
    M
    Michael Z
    San Jose, CA
    Posted on September 8th, 2026 12:34 AM
    great communication and service
    Reply from Vincent Lau
    September 9th, 2026 10:30 PM
    Thank you Michael for trusting me to help you both with your lending needs!
  • Encompass
    T
    Tony Q G
    Hayward, CA
    Posted on September 4th, 2026 05:59 AM
    Vincent is a great Loan Consultant and I would highly recommend him to my friends and family. He takes the time to really get to know you and get a better understanding of your financial situation to see which payment plan options are available....
    read more
    Reply from Vincent Lau
    September 9th, 2026 10:31 PM
    Thank you Tony It was an honor to help you and Rocio with the entire process. From the day we met at the seminar, to the first preapproval, and to the loan signing. Congratulations! I'm very happy for you both!!
  • Encompass
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    Catherine Z
    San Jose, CA
    Posted on September 1st, 2026 02:16 PM
    We were screwed over by our previous loan officer from another company/firm and had to quickly turn things around/re do our loan because we were literally in the middle/process of escrow. Vince was high informative, communicative, and turned...
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    Reply from Vincent Lau
    September 9th, 2026 10:33 PM
    Thank you Catherine for trusting me with your lending needs. I'm very happy for you and both on this new chapter in your life. May there be many many years of amazing memories created in your new home!
  • Encompass
    J
    Joanne T S
    Livermore, CA
    Posted on August 6th, 2026 04:25 AM
    Vince Lau was wonderful. He was so patient, kind and professional and helped me through each step of the process. He and his time have been greatly appreciated. Thank You
    Reply from Vincent Lau
    August 6th, 2026 04:47 AM
    thank you for your kind words and thank you for trusting me to help you with your request.
  • Encompass
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    Gregory T J
    Castro Valley, CA
    Posted on July 31st, 2026 02:09 PM
    Quick and thorough!
    Reply from Vincent Lau
    August 6th, 2026 04:48 AM
    Thanks Greg! Ditto! You were very quick and thorough in providing whatever was needed for the loan.
  • Encompass
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    TOM F
    Livermore, CA
    Posted on July 23rd, 2026 04:52 PM
    Good commincation
    Reply from Vincent Lau
    August 6th, 2026 04:48 AM
    thank you!
  • Encompass
    J
    Julie H C
    Homeland, CA
    Posted on July 2nd, 2026 08:17 AM
    I'm t wasn't bad either it had a few bumps but it was manageable turned out great at the end
    Reply from Vincent Lau
    July 2nd, 2026 10:20 AM
    Your determination paid off. Congratulations on your new home! The fun part starts with the moving!
  • Encompass
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    Asha R
    San Francisco, CA
    Posted on June 7th, 2026 03:59 AM
    Amazing loan officer. Vince is the best.Prompt professional and thorough.
    Reply from Vincent Lau
    July 2nd, 2026 10:20 AM
    Thank you for your kind words! It’s always a pleasure to partner with you
  • Encompass
    A
    Ali A
    Los Gatos, CA
    Posted on June 1st, 2026 11:22 PM
    working with Vince has been a great experience. His knowledge, skill set, communication and commitment is outstanding! He is always available for questions and conversations. He knows how to engage with others in the process. I would definitely...
    read more
    Reply from Vincent Lau
    June 12th, 2026 01:31 PM
    Thank you, Ali, for your kind words. I'm glad to hear that you had a great experience and found my skills and communication helpful. It's important to me to be available and supportive throughout the process. Your recommendation means a lot,...
    read more
  • Encompass
    E
    Enmer E A
    Castro Valley, CA
    Posted on May 25th, 2026 06:12 PM
    I highly recommend Vincent Lau for anyone looking to purchase a home. Vincent was extremely helpful throughout the entire process and took the time to show me different loan scenarios to help me understand all my options and find the best solution...
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    Reply from Vincent Lau
    June 4th, 2026 06:13 PM
    Thank you, Enmer, for your kind recommendation. I'm pleased I could assist you in navigating the loan process and finding the right solution for your needs. It was important to me that you felt supported and informed every step of the way....
    read more
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    About
    As your trusted Loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don't hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you! CA LIC# CA-DFPI482413
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Reverse Mortgage
    Non-QM
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2009

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS
    Hobbies
    • Enjoy skiing, camping, fishing, bowling, and participating in Spartan events.
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing