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Vincent Lau - Loan Consultant in San Jose, CA

Vincent Lau

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Loan Consultant

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As your trusted Loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides ma... Show More
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  • Encompass
    J
    Joanne T S
    Livermore, CA
    Posted on August 6th, 2026 04:25 AM
    Vince Lau was wonderful. He was so patient, kind and professional and helped me through each step of the process. He and his time have been greatly appreciated. Thank You
    Reply from Vincent Lau
    August 6th, 2026 04:47 AM
    thank you for your kind words and thank you for trusting me to help you with your request.
  • Encompass
    G
    Gregory T J
    Castro Valley, CA
    Posted on July 31st, 2026 02:09 PM
    Quick and thorough!
    Reply from Vincent Lau
    August 6th, 2026 04:48 AM
    Thanks Greg! Ditto! You were very quick and thorough in providing whatever was needed for the loan.
  • Encompass
    T
    TOM F
    Livermore, CA
    Posted on July 23rd, 2026 04:52 PM
    Good commincation
    Reply from Vincent Lau
    August 6th, 2026 04:48 AM
    thank you!
  • Encompass
    J
    Julie H C
    Homeland, CA
    Posted on July 2nd, 2026 08:17 AM
    I'm t wasn't bad either it had a few bumps but it was manageable turned out great at the end
    Reply from Vincent Lau
    July 2nd, 2026 10:20 AM
    Your determination paid off. Congratulations on your new home! The fun part starts with the moving!
  • Encompass
    A
    Asha R
    San Francisco, CA
    Posted on June 7th, 2026 03:59 AM
    Amazing loan officer. Vince is the best.Prompt professional and thorough.
    Reply from Vincent Lau
    July 2nd, 2026 10:20 AM
    Thank you for your kind words! It’s always a pleasure to partner with you
  • Encompass
    A
    Ali A
    Los Gatos, CA
    Posted on June 1st, 2026 11:22 PM
    working with Vince has been a great experience. His knowledge, skill set, communication and commitment is outstanding! He is always available for questions and conversations. He knows how to engage with others in the process. I would definitely...
    read more
    Reply from Vincent Lau
    June 12th, 2026 01:31 PM
    Thank you, Ali, for your kind words. I'm glad to hear that you had a great experience and found my skills and communication helpful. It's important to me to be available and supportive throughout the process. Your recommendation means a lot,...
    read more
  • Encompass
    E
    Enmer E A
    Castro Valley, CA
    Posted on May 25th, 2026 06:12 PM
    I highly recommend Vincent Lau for anyone looking to purchase a home. Vincent was extremely helpful throughout the entire process and took the time to show me different loan scenarios to help me understand all my options and find the best solution...
    read more
    Reply from Vincent Lau
    June 4th, 2026 06:13 PM
    Thank you, Enmer, for your kind recommendation. I'm pleased I could assist you in navigating the loan process and finding the right solution for your needs. It was important to me that you felt supported and informed every step of the way....
    read more
  • Encompass
    F
    Fakhrolsadat R
    Los Gatos, CA
    Posted on May 24th, 2026 02:31 AM
    Vinc's knowledge, patience, confidence and great willingness to help and positive attitude. He simplified the process and guided us through it step by step and met all the timelines. He was always available to answer questions and help .
    read more
    Reply from Vincent Lau
    May 24th, 2026 05:17 AM
    Thank you for trusting me to help you achieve your home purchase and home loan goals. I’m truly happy for both of you. May your new home be filled with joy, laughter, and many wonderful memories for years to come.
  • Encompass
    H
    Holly M G
    CAMPBELL, CA
    Posted on April 7th, 2026 02:28 PM
    Vince went above and beyond to be available, ensure we understood the process, and run many different scenarios with us. We really appreciate how he offered several creative financing options that allowed us to purhcase purchase a home that...
    read more
    Reply from Vincent Lau
    April 13th, 2026 04:18 PM
    It was my pleasure to assist you and ensure you felt confident throughout the process. Thank you for your kind words and trust in me.
  • Encompass
    J
    Jesus C
    Oakland, CA
    Posted on March 23rd, 2026 02:15 PM
    Of coming to be home owners Vince Lau nd team got us through would highly recommend friends to go through them thanks again Vince for help us get to where we needed to get to
    Reply from Vincent Lau
    March 28th, 2026 02:42 AM
    Thanks Chuy! I'm happy for you and Claudia on your new home. Looking forward to the house warming!
  • 10 of 62
    About
    As your trusted Loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don't hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you! CA LIC# CA-DFPI482413
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Reverse Mortgage
    Non-QM
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2009

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS
    Hobbies
    • Enjoy skiing, camping, fishing, bowling, and participating in Spartan events.
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing