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Vince Kruse - USA Mortgage - Mortgage Loan Originator in O Fallon, MO

Vince Kruse - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
99%
4 Star
1%
3 Star
0%
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Reviews from Web
  • Encompass
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    Brittney O
    Saint Peters, MO
    Posted on October 30th, 2023 02:31 PM
    FROM THE VERY BEGINNING VINCE HAS BEEN AMAZING. HIS QUICK RESPONSE TIME WAS INCREDIBLE & HE MADE SURE TO ANSWER ANY & ALL QUESTIONS WE HAD. THIS IS THE 2ND TIME WE HAVE USED VINCE & WE WOULD REFER HIM TO ANYONE WE KNOW AND USE HIM AGAIN IF...
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    Reply from Vince Kruse - USA Mortgage
    November 6th, 2025 11:16 AM
    Thank you Brittany! It was truly an honor to get to work with the two of you again on your new home. You guys are always fun!
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    Daniel O
    Saint Peters, MO
    Posted on October 25th, 2023 12:22 PM
    Vince was there for me and my family at every turn. He gave great advice and I’m not sure we got where we are now without him!! I will happily suggest him to whoever I know buying in the future. Will never use anyone else!! Thanks Vince!!
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    Jeff P
    Oakville, MO
    Posted on October 3rd, 2023 12:00 AM
    Vince was incredibly helpful with our solution to refinancing/equity credit. He had our needs in mind as he navigated every possible option for us. He kept us in the loop throughout the entire process and didn't steer away from our goals once....
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    Jeffrey C P
    Saint Louis, MO
    Posted on September 28th, 2023 08:04 PM
    Vince offered up so many different alternatives at the start then clearly identified which ones could be ruled out as we moved further along the process. He was helpful, generous and extremely pleasant to work with. USA Mortgage has found a...
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    Reply from Vince Kruse - USA Mortgage
    November 6th, 2025 11:16 AM
    Thanks Jeffrey! I had a great time working with you (and your family). Part of the fun of this business is getting to help create alternative solutions for the specific scenario someone comes to me with. Yours was honestly a lot of fun to see...
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    Jennifer G
    Lake Saint Louis, MO
    Posted on August 24th, 2023 02:46 PM
    Thank you for taking care of us!!
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    Teri E A
    Kansas City, MO
    Posted on August 21st, 2023 02:55 PM
    Vince was a great communicator, timely and clear. That makes a huge difference to me in a process like home buying. He was very accessible, always answered my questions and got back to me quickly.
  • Zillow
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    Teri A
    Kansas City, MO
    Posted on August 17th, 2023 12:00 AM
    I was referred to Vince by a friend and was very happy with the service I received. Vince was very responsive by phone, text and email. He was even answering my questions when he was on a family vacation. I loved the USA Mortgage app that he...
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  • Encompass
    A
    Austin S
    O Fallon, MO
    Posted on June 14th, 2023 01:32 PM
    Very educational, helped out my mind at ease, and answered all my questions with professionalism and patience.
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    Emmett D C
    Crystal City, MO
    Posted on June 6th, 2023 05:05 PM
    Quick answers and easy to contact.
  • Encompass
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    Daniel J S
    Saint Charles, MO
    Posted on June 3rd, 2023 01:02 PM
    Vince made the loan process easy to understand and stress free. It was a great experience!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage, Refinance, DSCR, Renovation, VA, USDA, FHA, MHDC, Down payment assistance, First time buyer, ESOP
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    Positions
    • USA Mortgage - Account Executive
      Jun 1st, 2012 - Current

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 958141
    Hobbies
    • Running
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.