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Vince Kruse - USA Mortgage - Mortgage Loan Originator in O Fallon, MO

Vince Kruse - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
99%
4 Star
1%
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0%
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Reviews from Web
  • Encompass
    A
    Allison R C
    MANCHESTER, MO
    Posted on October 1st, 2025 01:30 PM
    Made Everything easy to understand and great follow up.
    Reply from Vince Kruse - USA Mortgage
    November 6th, 2025 11:16 AM
    I'm glad to hear it! You guys were a lot of fun to work with!
  • Encompass
    Q
    Quentarus S
    SAINT LOUIS, MO
    Posted on August 8th, 2025 03:40 PM
    Great service
    Reply from Vince Kruse
    November 6th, 2025 11:16 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
    D
    Dalton M
    PACIFIC, MO
    Posted on August 2nd, 2025 08:06 PM
    Vince was fantastic. He communicated and explained everything extremely well. He stuck with us for a long time while we looked for a house, and we couldn't recommend him more.
    Reply from Vince Kruse - USA Mortgage
    November 6th, 2025 11:16 AM
    I'm so glad that I was able to help you two with your first home for your growing family! You were both awesome to work with! Thank you!
  • Zillow
    M
    Michael H
    Saint Peters, MO
    Posted on July 12th, 2025 12:00 AM
    I originally went to chase as an existing customer, they told me to use their app and wait for their call. After, that meeting I contacted Vince. He helped me through the process efficiently and professionally. He got my paperwork squared away...
    read more
  • Encompass
    C
    Clayton W L
    SAINT CHARLES, MO
    Posted on June 30th, 2025 04:35 PM
    My overall experience was positive. Most of the communication was via e-mail or text. Nothing wrong with that and all issues were worked out. Not everyone is the same. I prefer more direct conversations and fewer electronic. Some of the responsibility...
    read more
    Reply from Vince Kruse
    November 6th, 2025 11:16 AM
    Thank you for your feedback but I'm sorry to hear that there were some areas that could have been improved. I'll take your feedback into consideration and work to make the process even better for future clients!
  • Zillow
    S
    Smkeller323
    Imperial, MO
    Posted on April 30th, 2025 12:00 AM
    Working with Vince was a great experience, top notch! He and his team paid attention to detail and kept us apprised every step of the way. Even when things out of his control went side ways, he jumped into action to be sure our closing went...
    read more
  • Zillow
    K
    Katelyn F
    Stockton, MO
    Posted on April 30th, 2025 12:00 AM
    Couldn't have asked for better, thank you for answering all of our questions again! Will always use when shopping for a new house. Simply the best.
  • Encompass
    K
    Katelyn L
    LOCKWOOD, MO
    Posted on April 22nd, 2025 11:53 PM
    Vince is awesome to work with making sure he was there every step of the way. thank you again!
    Reply from Vince Kruse - USA Mortgage
    November 6th, 2025 11:16 AM
    Happy to help with another move for you and your family! Thanks again for letting me be there to help!
  • Encompass
    T
    Tyler M T
    AUSTIN, AR
    Posted on March 31st, 2025 06:42 PM
    Vince was always super communicative anytime we had questions and always went above and beyond to do anything he could to help our experience go smoothly. We would highly recommend him to anyone!
    Reply from Vince Kruse - USA Mortgage
    November 6th, 2025 11:16 AM
    It was an honor to get to work with you two on your first home! I'm glad we were able to help get everything approved and keep things smooth for you along the way. Enjoy your HOME!
  • Zillow
    S
    Sean P
    Festus, MO
    Posted on November 27th, 2024 12:00 AM
    Vince was excellent on all aspects. He walked us through the loan step by step and explained what we were unsure of. He was always in close contact with us to make sure everything went smoothly and we closed on time.
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage, Refinance, DSCR, Renovation, VA, USDA, FHA, MHDC, Down payment assistance, First time buyer, ESOP
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    Positions
    • USA Mortgage - Account Executive
      Jun 1st, 2012 - Current

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 958141
    Hobbies
    • Running
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.