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Vince Kruse - USA Mortgage - Mortgage Loan Originator in O Fallon, MO

Vince Kruse - USA Mortgage

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Mortgage Loan Originator

Company Logo
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(636) 489-4872
O Fallon, MO
https://www.usamortgage.com/mortgage-loan-originator/vince-kruse/
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Zillow
    A
    Ali C
    Chesterfield, MO
    Posted on June 3rd, 2026 12:00 AM
    My husband and I weren’t planning to move until a perfect forever home showed up on the market. Since we were on the back foot with moving to begin with, the lending process felt overwhelming. Vince came through! He made the entire process...
    read more
  • Zillow
    M
    Mike C
    Wildwood, MO
    Posted on June 2nd, 2026 12:00 AM
    We have processed multiple loans over the years with Vince and he is great. He is always easy to get in touch with and a very trustworthy person to work with.
  • Zillow
    C
    Corey C
    Chesterfield, MO
    Posted on June 1st, 2026 12:00 AM
    Vince went above and beyond. Communication was perfect and timely. Helped us through every step of the way. Buying a house can be stressful but Vince made this pain free. He truly cares and it reflects in every interaction. Very professional...
    read more
  • Zillow
    B
    Brett E
    O Fallon, MO
    Posted on April 30th, 2026 12:00 AM
    Vince is incredibly knowledgeable on the lending process and has assisted me on 2 VA loans now. His expertise of both common and nuanced scenarios guaranteed that I maximized my closing credits. He is prompt and professional, working outside...
    read more
  • Zillow
    J
    Jessica C
    Florissant, MO
    Posted on January 22nd, 2026 12:00 AM
    Vince was absolutely incredible to work with from start to finish. As a first-time homebuyer, I was prepared for the process to be stressful and confusing, but he made it seamless and easy.Vince had great communication, always keeping me informed...
    read more
  • Zillow
    G
    Garrettleejohnson12
    Saint Charles, MO
    Posted on January 22nd, 2026 12:00 AM
    Vince answered all questions I had and never had a hard time getting on the phone with him. The company seemed fair and honest. Would do business with him again.
  • Zillow
    C
    Christopher H
    Florissant, MO
    Posted on January 22nd, 2026 12:00 AM
    Vince was incredible at helping us secure financing for our home. He communicated so well and solved problems left and right with creative solutions and a positive attitude. He communicated with our agent, the appraiser, and underwriter to...
    read more
  • Zillow
    A
    Ajgriebe
    Saint Charles, MO
    Posted on October 23rd, 2025 12:00 AM
    As a first-time home buyer, Vince was incredibly helpful during the mortgage loan pre-approval, review, and closing process. Everything was explained in detail and was completed on time
  • Encompass
    A
    Austin G
    SAINT CHARLES, MO
    Posted on October 18th, 2025 03:25 PM
    Communication was
    Reply from Vince Kruse
    November 6th, 2025 11:16 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
  • Encompass
    A
    Anthony C W
    HOT SPRINGS VILLAGE, AR
    Posted on October 5th, 2025 01:21 PM
    Good open communication
    Reply from Vince Kruse
    November 6th, 2025 11:16 AM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage, Refinance, DSCR, Renovation, VA, USDA, FHA, MHDC, Down payment assistance, First time buyer, ESOP
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    View All
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    Positions
    • USA Mortgage - Account Executive
      Jun 1st, 2012 - Current

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 958141
    Hobbies
    • Running
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.