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Vince Kruse - USA Mortgage - Mortgage Loan Originator in O Fallon, MO

Vince Kruse - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
99%
4 Star
1%
3 Star
0%
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Reviews from Web
  • Encompass
    M
    Megan R A
    SAINT LOUIS, MO
    Posted on May 29th, 2024 06:08 PM
    Clean and frequent communication.
    Reply from Vince Kruse
    November 6th, 2025 11:16 AM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • Zillow
    M
    Maggietoigo
    Kirkwood, MO
    Posted on March 1st, 2024 12:00 AM
    Vince was kind, responsive, communicative, and always willing to answer any question we had. The process moved smoothly and quickly. Definitely recommend working with him for your loan needs!
  • Zillow
    A
    Amy M
    Saint Charles, MO
    Posted on March 1st, 2024 12:00 AM
    This is our second time working with Vince. Based on how wonderful he was during our last home purchase, there was no question that we would go to him again. We needed to work quickly over a holiday weekend and Vince was once again at the top...
    read more
  • Encompass
    M
    Margaret M T
    Saint Louis, MO
    Posted on February 28th, 2024 03:19 PM
    Vince was very communicative, responsive, open and honest. He was always available to answer our questions and help us through the process in a very timely manner.
    Reply from Vince Kruse
    November 6th, 2025 11:16 AM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
  • Encompass
    M
    Megan E C
    SAINT CHARLES, MO
    Posted on February 24th, 2024 02:29 PM
    ..........
    Reply from Vince Kruse
    November 6th, 2025 11:16 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
  • Encompass
    J
    Jesus J C
    SAINT CHARLES, MO
    Posted on February 21st, 2024 03:53 PM
    Speed and efficiency.
    Reply from Vince Kruse - USA Mortgage
    November 6th, 2025 11:16 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
  • Encompass
    B
    Brett M E
    SAINT CHARLES, MO
    Posted on February 20th, 2024 03:36 PM
    Excellent communication and customer service.
    Reply from Vince Kruse - USA Mortgage
    November 6th, 2025 11:16 AM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • Encompass
    J
    Joel M
    Saint Charles, MO
    Posted on February 17th, 2024 02:01 PM
    Fast, great service and easy to work with.
    Reply from Vince Kruse - USA Mortgage
    November 6th, 2025 11:16 AM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
    M
    Michael S
    SAINT LOUIS, MO
    Posted on January 31st, 2024 02:48 PM
    Vince was friendly and helpful all along the way. He is strongly detail oriented and thought about what would be best for us.
    Reply from Vince Kruse - USA Mortgage
    November 6th, 2025 11:16 AM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
    B
    Brittany W
    Saint Louis, MO
    Posted on December 21st, 2023 01:17 PM
    Vince was very communicative throughout the whole process. He was also fun to work with.
    Reply from Vince Kruse - USA Mortgage
    November 6th, 2025 11:16 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage, Refinance, DSCR, Renovation, VA, USDA, FHA, MHDC, Down payment assistance, First time buyer, ESOP
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    Positions
    • USA Mortgage - Account Executive
      Jun 1st, 2012 - Current

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 958141
    Hobbies
    • Running
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.