

Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104


Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Clear, prompt and transparent communication throughout process.
Reply from Vikram Patel
June 13th, 2025 10:10 AM
I'm glad to hear that you found the communication clear, prompt, and transparent throughout the process. It was a pleasure assisting you at AnnieMac Home Mortgage, and I appreciate your feedback.
Vikram is great with communication. Very professional and he gets the job done and he gets it done correctly the first time. He works fast but most importantly, his work is very accurate. If you get what he needs, he will work his magic. I've...
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GREAT experience
Reply from Vikram Patel
May 30th, 2025 12:38 PM
I'm thrilled to hear that you had a great experience, Mayur. It was a pleasure working with you at AnnieMac Home Mortgage. If you have any further questions or need assistance, feel free to reach out.
Exceptional customer service and seamless experience
Reply from Vikram Patel
May 11th, 2025 04:22 PM
I'm thrilled to hear that you had an exceptional experience and found the process seamless. It was a pleasure assisting you, and I appreciate your positive feedback.
I recently worked with Vikram for my Home mortagage and I couldn't be more satisfied with the service provided. He is highy professional , responsive & knowledgeable. He took the time to explain every step of the process in detail , answered...
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Communication and detailed oriented
Vik is a very responsive and informative. He answered our questions any day of the week and at any time, even when we forgot he was out office. He answered all of our questions and was able to walk us through the process and kept us informed...
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Vik went the extra mile with both our clients and the listing agent on the other side of the transaction to ensure everyone was, and stayed on, the same page throughout the transaction.
Vik Patel was extremely professional, he was straight forward and to the point. I have delt with many lenders before, but Vik made sure all documents that he needed from me was organized and done on time. He went above and beyond to make sure...
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Vikram was so helpful and available 24/7. Being a first time buyer he was patient enough to clarify and guide us all through the process and gave timely advise and went over and beyond to help us in closing the deal.
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000

Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.