

Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104


Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
The process from beginning to the end was excellent. There’ wasn’t any stress along the way and everything was explained in complete detail. Thanks,
They help me lots
Reply from Vikram Patel
September 26th, 2025 03:01 PM
Thank you for sharing your experience, Rajeshkumar. I'm glad to have been of assistance. If you have any further questions or need more support, please feel free to reach out.
Great experience
Reply from Vikram Patel
September 11th, 2025 10:36 AM
I appreciate your brief feedback, Yogini. It's good to know you had a great experience. If you have any more thoughts or need assistance, feel free to get in touch.
Vik and his team went above and beyond to ensure the loan goes through. They don't give up!
Reply from Vikram Patel - AnnieMac Home Mortga...
August 14th, 2025 06:26 PM
It's wonderful to hear that you felt I went above and beyond to help your loan process, Saghi. I believe in persevering until the job is done, and I'm glad it made a difference for you. If there's anything more you need or any questions you...
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It was great help that we received. It was helpful to get us to the closure
Vikram was very helpful and he worked with us with every step of the process.
Reply from Vikram Patel
July 29th, 2025 10:48 AM
I'm so pleased to hear that you found my support helpful, Amandeep. It was important to me to be with you at every step of the process. If you ever have more questions or need further assistance, don't hesitate to reach out.
Rate are little side
Vik and the team are always attentive, responsive and reactive. Their attention to detail ensures the buyer will be able to successfully close on time.
Vik is an absolute pleasure to work with. He is very knowledgeable and is able to simplify complex terminology so that the lay person can understand. It made the process a lot less stressful. He was always available to answer my questions and...
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This was my second engagement with Vik.First in 2021 for refinancing and then in 2025 for a new mortgage. Vik is clear and specific in his communication and ensures a smooth mortgage process throughout. He ensures accountability and responds...
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000

Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.