

Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104


Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Very responsive and amazing rates
Working with Vikram was a team effort. He even reached out to the lisitng agent and explained the Cash to Keys product. From getting the pre approval to under writing process it was a smooth processes. I never had to follow up with Vikram asking...
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Excellent Communications
Vik and his team were very easy to work with and their communication was second to none. Together, we were able to provide a seamless experience to my first time homebuyer clients. Good job Vik, lets do it again!
THANK YOU !
Mr. Patel is a personable person who makes sure you understand how the home buying process work. He kept in touch and he kept me abreast of what to expect. When I wasn't able to gather some important info from others he stepped in and responded...
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Vikram knew my situation from day one. Advise me with the steps to improve my credit and score. He was patient and very helpful to my questions. Making everything possible.
Excellent service with prompt answers to all the required questions and concerns. Good product knowledge to guide with the necessary solutions specific to my requirements.
Efficient, Honesty and Good Communication
Reply from Vikram Patel
October 17th, 2024 11:11 PM
I'm glad to hear that you had a positive experience, Deborah. Your feedback means a lot to me and AnnieMac Home Mortgage. Knowing that you appreciate my efficiency, honesty, and communication makes my day. It was a pleasure working with you....
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The whole team was very good and patient with me through the process and very good at what they were doing.
Reply from Vikram Patel
October 8th, 2024 12:32 PM
Thank you for sharing your positive experience, Servita. I'm glad to hear that our team at AnnieMac Home Mortgage could help guide you smoothly through the process. It's our goal to make things as easy as possible for our clients, and your...
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000

Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.