Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104
Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Vikram is go to man when it’s comes to your loan question or process , he takes his time and explain you things that you never heard of ,this is my 3 time Doing mortgage loan and till now I have never been Satisfied as I am today
Vikram was incredibly helpful and proactive with my refinance. He laid out my options clearly and was always quick to respond to my questions and needs. I was never unaware of where I was in the process and he always made sure I was able to...
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Vik and his team are excellent at what they do. They truly make the process of purchasing a home as easy and simple as possible! Very hands on and responds to email and calls quickly.
Imagine taking 10 years off your home loan while keeping your monthly payment the same. Wanna know how I did it? Well it was simple and I barley did anything, Vik did all the work.Vik called me up to refinance my current home loan I got a year...
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Vikram was on top of everything. He was able to answer all of my questions. When I had question about the process if he was not available at that time he always got back to me quickly I never had to chase him down.
Vikram was available for calls throughout our loan processing period and after to answer all questions that I had. That's all anyone can ask for. Much appreciated all the help.
Awesome rates and great explanation of the terms and fees by Vik. Im working with him to introduce a fer friends and family that are looking to refinance and/or purchase homes.
Vik was very easy to work with. He was always very prompt and very informative. The whole process was easy and not as painful as I expected. Vik always responded to all my questions / concerns and kept all his promises and all dead lines. I...
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Excellent service, great communication.The staff were patient and detailed. I felt they had my best interest in mind and that is greatly appreciated.
We were blessed to have introduced to Vik and his team by our realtor in March of 2019. He was very welcoming and extremely knowledgeable about the mortgage process. He worked with us step by step, checked in throughout the process and was...
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000
Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.