

Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104


Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Vikram was amazing! No surprises, no delays, no issues. Vikram was very responsive. He answered all of my questions through out this process. The closing happened on time and the numbers were as I had expected.
Vik was extremely easy to work with. He was able to quickly and easily help me and my wife through our refinance this summer. Even during the busiest times for him (especially with all the refinancing going on) Vik set up phone meetings at...
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Quick to respond and answered questions clearly. I recommended Vik to a few of my friends and they all had very positive experiences as well. I recommend him for you!
Normally buying or going through the process of getting a mortgage for a house is a stressful procedure and adding the current time we live in with the whole pandemic going on you can only imagine how much difficult it could be. But I can honestly...
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Was a very pleasant experience. Vik was always pleasant and attentive to my needs. I have already referred him to a couple of my friends and family. I have been speaking with Vik for over a year who gave me advice how to raise my credit score....
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In these turbulent times, it is very difficult to close a loan and I heard from a lot of my friends who did not have a great experience. However, working with Vikram, I had the exact opposite experience. He was very upfront about any possible...
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Vik is the expert you need when dealing with mortgages. He helped us through our refinance, and it was such a smooth process. Despite the challenges posed due to the virus, Vik never missed a beat. He was attentive, helpful, and made sure him...
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Vik helped with our refinance and we could not be happier. He listens to our needs and then presented with all options, as he guides us to better understand the process. There is never any pressure, and it is clear that he has our best interest...
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Vikram was referred to us by our realtor. He was fantastic and assisted me with such a difficult process. He was so helpful, complaisant, and patient to walk me through every step. Every question I had he was more than happy to help me understand....
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Vikram was referred to us by our realtor who had a lot of faith that Vikram would be able to help us with our mortgage needs, after Rocket mortgage /Quiken loans dropped the ball. Vikram came out swinging right out the gate and gave us 5 start...
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000

Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.