Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104
Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Vikram was awesome!! All the numbers were correct. Every question was answered promptly!!! The team he put together was great!! I couldn't ask for a better guy to help us through this adventure!! Thanks Vikram. Happy holidays!!!
Vikram walked us through the process step by step. We knew everything that was going on the the process. He was honest and very professional. We would highly recommend him.
We are totally satisfied with the lender service we received and having Vikram as our financial rep, he is very acknowledge of the product and very responsive to all our inquires and questions during the process till the closing point.
Easy to work with very quick to respond to calls extremly good at explaining loans and any question you have to ask. Couldnt have asked for a better lender thank you vik for all your help.
Being recent immigrants, We were stepping into completely unknown territory, purchasing our first home in the US. Vikram’s experience and vast knowledge in the industry made us feel safe and confident to go ahead. He was very responsive, efficient...
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Vikram was very beneficial in making sure that I qualify for the loan. A year ago, I wasn’t able to qualify for the loan and Vikram’s informed me than I need to improve my credit score by opening a secured credit card account to where I could...
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We feel so fortunate to have Vik navigate us through our home purchase and financing process. Vik you are truly the best!! You have been there for us every step of the way and we really appreciate all the help you have given us. You really...
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I started to deal with Vikram over a year ago when we thought we found our first home, unfortunately it was a bidding war we didn’t win. Fast forward a year later and we are closing on our first home this week. Vikram is extremely knowledgeable...
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Vikram has helped me buy my condo. I contact him through my broker. I am very happy to work with him for my loan. He gave me time when I called him and explained to me the answer to my question beautifully. I bought this house for the first...
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As first time homebuyers, we were nervous and Vik helped us through the whole process. From finding our new home to obtaining the mortgage. He was very knowledgeable, professional, responsive, and patient. He helped put us at ease and explained...
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000
Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.