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Victoria Kiser
Sr Loan Officer | NMLS 190918
Victoria Kiser (NMLS #190918) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Victoria provides comprehensive hom... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Reviews from Web
The Best In The DMV, Thank You Very Much Mrs.Vicki Kiser!!!
Reply from Victoria Kiser
March 7th, 2026 10:53 PM
Marcel! Thank you so much for your five-star review! Thank you for your patience and perseverance... I am so pleased to have assisted you with purchasing your first home. Congratulations!!
Victoria was always available and willing to take as much time as needed to walk us through our questions and help us figure out how we could make this second home purchase through Embrace work. in a matter of hours she provided the scenarios...
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Reply from Victoria Kiser
February 16th, 2026 09:43 PM
Carol, I so appreciate your kind words and 5-star review! I am so pleased that we were able to achieve your goal and to see you and Frank so happy! I am always here for you!
Victoria is amazing. Her cusomter service is exceptional.
Reply from Victoria Kiser
February 16th, 2026 09:31 PM
Thank you, Susan! I truly appreciate the opportunity to collaborate with you and to assist you and your buyers. We make a great team : )!
Victoria is always hands on with our mutual clients and a true professional.
Reply from Victoria Kiser
February 16th, 2026 09:41 PM
Dallison, Thank you! That means so much, especially from someone who exemplifies professionalism. I'm grateful to be part of a partnership built on shared standards and commitment to excellence : ).
Vicki was amazing throughout the entire process. She was always available, helped us navigate some challenging situations, and consistently provided thoughtful, practical advice that led to positive solutions. We truly could not have completed...
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Reply from Victoria Kiser
January 3rd, 2026 06:38 PM
Billy, I greatly appreciate your 5-star review! There were certainly some challenges to overcome, and I am pleased that I could assist you with creating a positive solution for all! I value your partnership and look forward to working together...
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This is my third time working with Vicky on a home purchase. She's one of the best in the business!
Reply from Victoria Kiser
January 3rd, 2026 06:32 PM
Tamarin, thank you for your 5-star review! I am very grateful for the opportunity to assist you again and happy to hear that you are pleased with my service. Congratulations on building your real estate portfolio!
Vicky did a great job keeping everything moving forward
Reply from Victoria Kiser
December 5th, 2025 03:41 AM
Thanks so much for your 5-star review, Lisa! It was a pleasure assisting you and Rene again. Happy Holidays!
Victoria provided exceptional support and the lending process was seamless from start to finish.
Reply from Victoria Kiser
December 5th, 2025 03:43 AM
I truly appreciate your 5-star review, Andrew! It was a pleasure working with you and your very professional team to ensure our clients had a smooth first homebuying experience!
Victoria was great to work with! As first time homebuyers we knew next to nothing about this process. Victoria made it easy to understand the process, what to expect, and clear next steps. She made us feel confident in out home purchase and...
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Reply from Victoria Kiser
November 21st, 2025 07:11 PM
Alesha, it was such a pleasure assisting you and Jake with purchasing your first home! I am happy to hear that you were pleased with my service and enjoyed the process. Please don't hesitate to reach out with any questions or if there is anything...
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Victoria and her team did the impossible possible! Thank you guys for everything!
Reply from Victoria Kiser
November 21st, 2025 07:07 PM
Eduardo, thank you so much for your 5-star review! I greatly appreciate your patience and confidence as we navigated a series of roadblocks to get to the finish line! Wishing you all the best!
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About
Victoria Kiser (NMLS #190918) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Victoria provides comprehensive home financing solutions with Embrace Home Loans. Vicky has a wide range of experience to call upon in assisting her clients make the best decisions for their real estate financing needs. This is her 23rd year originating mortgage loans, in addition to ten years of experience in residential and commercial real estate. Contact Victoria today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
The only lender offering Approved to Move Plus with Value Guarantee!
DSCR Loans for Investors
Bank Statement Loans for Self-Employed Borrowers
Conventional, VA, FHA, USDA and Bond Loans
Preapproval
Mortgage Planning
Credit Repair
Virginia Housing Programs and Grants
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Positions
- Embrace Home Loans - Sr. Loan OfficerJan 1st, 2018 - Current
- Eagle Home Mortgage - Sr. Loan OfficerNov 1st, 2015 - Jan 1st, 2018
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Memberships
- Northern Virginia Association of Realtors
- Nothern Virginia Association of Realtors Real Estate Settlement and Finance Forum
- Northern Virginia Association of Realtors Cares Commmittee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 190918
Videos
Awards
President's Club (...
Chairman's Club (1...
Achievements
- Scotsman Guide Top Originators 2021, 2022
- Embrace Home Loans President's Club 2020, 2022, 2023, 2024, 2025
- Embrace Home Loans Chairman's Club 2021
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Hobbies
- Skiiing
- Boating
- Hiking
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.