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Victoria Kiser
Sr Loan Officer | NMLS 190918
Victoria Kiser (NMLS #190918) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Victoria provides comprehensive hom... Show More
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Business Hours
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8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Reviews from Web
So glad I found Vicki after a quick google search looking for mortgage lenders experienced with the VA loan. She had top reviews and I can see why. She truly is incredible! She is great to work with, knowledgeable, and very patient in explaining...
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Reply from Victoria Kiser
August 12th, 2026 07:29 PM
April, it was truly a pleasure to assist you with your VA refinance. I am pleased to hear that you were happy with my service, and I look forward to assisting you again in the future!
Victoria helped me through the whole process . She answered all my questions, gave me great advice, and made sure the process went fast and smoothly. I will definitely recommend her to all my friends and family looking for a loan.
Reply from Victoria Kiser
August 5th, 2026 05:14 PM
Rich, thank you so much for your review! It was my pleasure to assist you. You made my job easy by doing everything I asked as soon as I asked. Welcome to Virginia! I know you will enjoy your new home and being able to spend more time with...
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Is Vicki the best in the business? Yes. Am I repeat customer who will continue to use her? Also yes.
She remains kind, knowledgeable, responsive and operates with integrity.
Reply from Victoria Kiser
August 5th, 2026 05:12 PM
Bob, thank you so much for your 5-star review and for your loyalty! I am so happy to have had the opportunity to assist you and Melissa through several chapters. Wishing you many happy years in your new home!
Was always available when we had questions
Reply from Victoria Kiser
July 28th, 2026 12:16 PM
Mikko, I'm grateful for your feedback. It's good to know that my availability was helpful when you had questions. If you need anything else or have further inquiries, please feel free to reach out.
Victoria was amazing throughout this process. I am so grateful for all her knowledge and the way she walked me through all my questions and challenges of this market. Highly recommend working with her.
Reply from Victoria Kiser
July 23rd, 2026 01:42 AM
Cynthia, thank you so much for your review and referrals! It was my pleasure to assist you and Michael to achieve your move-up goals! Enjoy your new home!
My experience was great! She communicated everything so well and was always willing to answer any question that I had. I highly recommend!
Reply from Victoria Kiser
July 23rd, 2026 01:37 AM
Laura, thank you so much for your review. Wishing you and Matt many happy years and memories in your new home!
Victoria, took a very stressful and complicated situation and did everything she could to make it as easy and stress free as possbile. She was constantly in communication with me and helped me work through every hurdle of the process.
Reply from Victoria Kiser
July 23rd, 2026 01:35 AM
Alex, I truly appreciate your 5-star review! Your cooperation and diligence were key to achieving our goal, and I am so grateful to have the opportunity to assist you and your family with your new chapter!
Victoria's attention abd care to each client always comes with both compassion and truth. She's a problem solver that often takes the steps to prevent challenges that could potentially railroad the transaction. Her experience and passion in...
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Reply from Victoria Kiser
July 21st, 2026 01:53 PM
Courtney, thank you so much for your 5-star review! It is always my pleasure to assist your clients in achieving their goals. I appreciate and value your partnership!
Vicky was available whenever we needed her and was very good about answering our questions. She went above and beyond what I had expected 😊
Reply from Victoria Kiser
July 15th, 2026 02:01 AM
Michelle, Thank you so much for your 5-star review! I am pleased to hear that I exceeded your expectations, as that is always my goal! All the best to you in your new home!
Victoria is knowledgeable, responsive and professional. She went above and beyond my expectations as a loan officer. I will definitely recommend Victoria to my friends, so they can also experience how Victoria has guided and helped me well...
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Reply from Victoria Kiser
July 11th, 2026 01:08 AM
Belle, it was indeed my pleasure to assist you and Mikko to purchase your first home in the US! I wish you many happy years and memories in your home, and please continue to reach out with any questions you have along the way. I am your mortgage...
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About
Victoria Kiser (NMLS #190918) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Victoria provides comprehensive home financing solutions with Embrace Home Loans. Vicky has a wide range of experience to call upon in assisting her clients make the best decisions for their real estate financing needs. This is her 23rd year originating mortgage loans, in addition to ten years of experience in residential and commercial real estate. Contact Victoria today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
The only lender offering Approved to Move Plus with Value Guarantee!
DSCR Loans for Investors
Bank Statement Loans for Self-Employed Borrowers
Conventional, VA, FHA, USDA and Bond Loans
Preapproval
Mortgage Planning
Credit Repair
Virginia Housing Programs and Grants
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Positions
- Embrace Home Loans - Sr. Loan OfficerJan 1st, 2018 - Current
- Eagle Home Mortgage - Sr. Loan OfficerNov 1st, 2015 - Jan 1st, 2018
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Memberships
- Northern Virginia Association of Realtors
- Nothern Virginia Association of Realtors Real Estate Settlement and Finance Forum
- Northern Virginia Association of Realtors Cares Commmittee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 190918
Videos
Awards
President's Club (...
Chairman's Club (1...
Achievements
- Scotsman Guide Top Originators 2021, 2022
- Embrace Home Loans President's Club 2020, 2022, 2023, 2024, 2025
- Embrace Home Loans Chairman's Club 2021
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Hobbies
- Skiiing
- Boating
- Hiking
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.