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Victoria Kiser
Sr Loan Officer | NMLS 190918
Victoria Kiser (NMLS #190918) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Victoria provides comprehensive hom... Show More
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Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Reviews from Web
Vicky was wonderful to work with throughout the entire mortgage process. She was knowledgeable, responsive, and always willing to answer my questions and explain things along the way. Buying a home can be stressful, but Vicky made the process...
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Reply from Victoria Kiser
September 22nd, 2026 08:28 PM
Heather, thank you so much for your 5-star review! I am happy to hear that you found the process stress-free, and I am honored that you chose me to assist you with this new chapter!
Victoria was great to work with. We were thrown together on a fast deal and the whole process was seamless.
Reply from Owner
September 18th, 2026 02:58 AM
Brenda, thank you so much for your review! Our mutual client did us a favor by doing their research and choosing their team wisely : )! I greatly appreciate your professionalism and attention to detail which were key to keeping the process...
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Excellent communications and fast. Great experience.
Reply from Victoria Kiser
September 18th, 2026 03:04 AM
Ditto! There are many licensed real estate agents, but very few true professionals of your caliber. It was such a pleasure to work with you to deliver a fantastic experience for our buyer, and I look forward to doing so again soon!
Victoria was super helpful in making sure we understood the process as first time home buyers. We appreciate her taking the time to walk us through each step on the phone . She was also easy to reach if we had questions. Great service! Thank...
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Reply from Victoria Kiser
September 18th, 2026 03:26 AM
Alison, thank you so much for taking the time to leave me a review! I am excited for you and Kevin as you settle in, and thank you for the opportunity to serve you as you begin this beautiful new chapter : )
Victoria Kaiser was very thorough on explanations from beginning to the end, and covered most , if not all, "what-if" scenarios so we could be mentally prepared for any uncertainties together and it helped a lot. I plan on going back to her...
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Reply from Owner
September 18th, 2026 03:12 AM
Chris, thank you so much for your 5-star review and feedback. It was such a pleasure to assist you with purchasing your new home! Wishing you many happy years and memories in your home : )!
Victoria was very thorough on explanations from beginning to the end, covered most , if not all, "what-if" scenarios so we could be mentally prepared for any uncertainties together and it helped a lot. I plan on going back to her for nezt year's...
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Reply from Victoria Kiser
September 18th, 2026 03:17 AM
Chris, It was my pleasure to help you and your family to purchase your new home! I greatly appreciate the trust and confidence you placed in me, and I look forward to assisting you with your refinance. I look forward to seeing photos of the...
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Victoria and her team are great! She is so knowledgeable and always available to answer questions and explain things. Thank you!
Reply from Victoria Kiser
September 18th, 2026 03:23 AM
Stephanie, thanks so much for taking the time to leave me a 5-star review! With several children just back to school, a brand new baby and a move, it's not like you have a lot of time on your hands! I am so honored to have assisted you and...
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Victoria is an outstanding loan officer who is very communicative, professional, and genuinely cares about helping her clients. She has superb knowledge of the mortgage industry and does an excellent job explaining the different loan programs...
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Reply from Owner
September 18th, 2026 03:42 AM
Stuart, I am extremely thankful for your partnership and your glowing review! I consider myself blessed to have the opportunity to work with a real estate professional such as yourself that has the same genuine care for his clients and who...
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Victoria helped my first time home buyers purchase their dream home. She took the time to explain every step of the loan process and provided great communication along the way. Thanks Victoria!
Reply from Victoria Kiser
September 18th, 2026 03:49 AM
Heather, thanks so much for taking the time to leave me a 5-star review, and for the opportunity to assist your clients. Your partnership in this process was key to the smooth closing we delivered to these first-time homebuyers!
So glad I found Vicki after a quick google search looking for mortgage lenders experienced with the VA loan. She had top reviews and I can see why. She truly is incredible! She is great to work with, knowledgeable, and very patient in explaining...
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Reply from Owner
September 18th, 2026 03:44 AM
April, it was truly a pleasure to assist you with your VA refinance. I am pleased to hear that you were happy with my service, and I look forward to assisting you again in the future!
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About
Victoria Kiser (NMLS #190918) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Victoria provides comprehensive home financing solutions with Embrace Home Loans. Vicky has a wide range of experience to call upon in assisting her clients make the best decisions for their real estate financing needs. This is her 23rd year originating mortgage loans, in addition to ten years of experience in residential and commercial real estate. Contact Victoria today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
The only lender offering Approved to Move Plus with Value Guarantee!
DSCR Loans for Investors
Bank Statement Loans for Self-Employed Borrowers
Conventional, VA, FHA, USDA and Bond Loans
Preapproval
Mortgage Planning
Credit Repair
Virginia Housing Programs and Grants
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Positions
- Embrace Home Loans - Sr. Loan OfficerJan 1st, 2018 - Current
- Eagle Home Mortgage - Sr. Loan OfficerNov 1st, 2015 - Jan 1st, 2018
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Memberships
- Northern Virginia Association of Realtors
- Nothern Virginia Association of Realtors Real Estate Settlement and Finance Forum
- Northern Virginia Association of Realtors Cares Commmittee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 190918
Videos
Awards
President's Club (...
Chairman's Club (1...
Achievements
- Scotsman Guide Top Originators 2021, 2022
- Embrace Home Loans President's Club 2020, 2022, 2023, 2024, 2025
- Embrace Home Loans Chairman's Club 2021
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Hobbies
- Skiiing
- Boating
- Hiking
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.