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Victoria Kiser
Sr Loan Officer | NMLS 190918
Victoria Kiser (NMLS #190918) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Victoria provides comprehensive hom... Show More
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Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Reviews from Web
Victoria was an amazing help with refinancing our home. She walked me theough the entire process with ease and answered any questions I had along the way. it's always a pleasure to work with her!
Reply from Victoria Kiser
October 29th, 2025 11:14 AM
Jeffrey, your kind words mean a lot to me! I'm pleased that I could assist you smoothly through your refinancing process and address any questions you had. It's always rewarding to know that working together was a pleasurable experience for...
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Victora knows her stuff! She is very professional and has great customer service skills this is the second time working with her and I would do it again!
Reply from Victoria Kiser
October 7th, 2025 12:27 AM
Thank you for your 5-star review, Lauren! It's always a pleasure to assist you and Charlie! Enjoy your new low rate!
Victoria was awesome! Super responsive to all our questions and helped us get a loan that others weren't able to. We will always be thankful to her for that
Reply from Victoria Kiser
October 7th, 2025 12:29 AM
Thanks so much for your 5-star review, Atticus! It was my pleasure to help you and Minji buy the home you really wanted! I so appreciate that you have referred me to others. As you know, results definitely depend on who you choose to be on...
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We were very pleased with Victoria's service. She walked us through step by step. She communicated anything that was next. We could rely on her if it was anything that we weren't familiar with. She was on top of everthing. So Thanks again!
Reply from Victoria Kiser
September 5th, 2025 02:01 PM
Robert and Diann, I am so pleased to hear that you were happy with my service! It's always a pleasure to help my clients save money! Please don't hesitate to reach out if you have any questions moving forward.
Victoria explained the process thoroughly. She communicated with us through calls, text and emails. Coached us along as needed. Friendly and personable. Our transition was very smooth. Thanks again Victoria!
Reply from Victoria Kiser
September 5th, 2025 02:03 PM
I greatly appreciate your 5-star review! I'm happy that we were able to save you money on your mortgage! I will continue to look out for opportunities for you to save again in the future. All the best!
Victoria & the team were beyond AMAZING. There was not a moment, that I was left questioning or confused about the process or what was requested of me any why. Being a fist time home buyer is extreamly intimidateing, especialy when big words...
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Reply from Victoria Kiser
September 5th, 2025 02:04 PM
Ihyanna, thank you so much for your 5-star review! I am so happy that you and Kirk are now homeowners and building wealth through real estate! It was my pleasure serving you, and I wish you all the best in your new home : )
Working with Victoria has always been an absolute pleasure! Her attention to details, professionalism, responsiveness to my clients, and a deep knowledge of the lending process make such a positive difference for my clients when purchasing...
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Reply from Victoria Kiser
September 5th, 2025 02:07 PM
Karlene, thank you so much for your kind words and 5-star review! I greatly value your partnership, and your dedication to your clients is above and beyond. We make a great team!
Victoria was amazing! She made sure every detail was covered and was a consummate professional. She was always prompt in replying to any questions or concerns, and was available when needed. What a nice person to work with! I highly recommend...
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Reply from Victoria Kiser
September 5th, 2025 02:09 PM
Thank you, Linda! It was my pleasure guide you and serve you! Please don't hesitate to reach out with any questions moving forward!
As a realtor, having a reliable and knowledgeable loan officer is absolutely essential—and Vicky at Embrace Home Loans is one of the best in the business. I’ve had the pleasure of working with her on numerous transactions, and she consistently...
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Reply from Victoria Kiser
September 5th, 2025 02:13 PM
Joyce, your 5-star review and comments are so appreciated! I greatly value your partnership and admire your level of service and dedication to your clients. It's always a pleasure to work with you!
Victoria was extremely responsive throughout the process and I always understood the lender's expectations. This is the first time I have had the loan process wrapped up several days before closing.
Reply from Victoria Kiser
August 30th, 2025 01:00 PM
Nicholas, thank you for sharing your experience! I'm glad to hear that I could provide clarity and promptness in the loan process. Making sure everything was well-managed ahead of closing is exactly what I strive to achieve for my clients....
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About
Victoria Kiser (NMLS #190918) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Victoria provides comprehensive home financing solutions with Embrace Home Loans. Vicky has a wide range of experience to call upon in assisting her clients make the best decisions for their real estate financing needs. This is her 23rd year originating mortgage loans, in addition to ten years of experience in residential and commercial real estate. Contact Victoria today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
The only lender offering Approved to Move Plus with Value Guarantee!
DSCR Loans for Investors
Bank Statement Loans for Self-Employed Borrowers
Conventional, VA, FHA, USDA and Bond Loans
Preapproval
Mortgage Planning
Credit Repair
Virginia Housing Programs and Grants
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Positions
- Embrace Home Loans - Sr. Loan OfficerJan 1st, 2018 - Current
- Eagle Home Mortgage - Sr. Loan OfficerNov 1st, 2015 - Jan 1st, 2018
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Memberships
- Northern Virginia Association of Realtors
- Nothern Virginia Association of Realtors Real Estate Settlement and Finance Forum
- Northern Virginia Association of Realtors Cares Commmittee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 190918
Videos
Awards
President's Club (...
Chairman's Club (1...
Achievements
- Scotsman Guide Top Originators 2021, 2022
- Embrace Home Loans President's Club 2020, 2022, 2023, 2024, 2025
- Embrace Home Loans Chairman's Club 2021
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Hobbies
- Skiiing
- Boating
- Hiking
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.