Vic Yefremenko, Ruoff Mortgage NMLS# 162878

Senior Loan Officer NMLS# 162878

Ruoff Mortgage - Stow

4.9

(255)

Cleveland State University

Mortgage

Mortgage Loan Officer

Cleveland State University

Contact Info

(440) 384-4858

Stow, OH

https://www.ruoff.com/vicyefremenko

https://www.ruoff.com/lending-centers/stow

Location & Business Hours

Business Hours

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

Sat

closed

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4.9

(255)

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Experience.com

4.89

(22)

Zillow

4.9

(231)

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Victor is the absolute real deal. He treats you like you’re a concierge client. He provides you with total individualized attention and knows exactly what is going on with your file at all times and despite how many people he is working with....

Victor and his team at Frist Savings Bank hit a home run for me once again! Victor did such a great job for me on an existing home re-finance late last year that I asked him to help finance the purchase of a second (vacation) home for us, and...

I'm sure Victor knows his way around a standard FHA loan, but if your loan doesn't "conform" to standard guidelines, he will be utterly useless. I only wish he had been upfront about his limitations, before I wasted over a month of my time....

Reply from Owner

September 24th, 2024 12:00 AM

I explained upfront that everything is based off the value of the home and that based on comparable sales that the house will not appraise to be able to qualify for the loan. Borrower still wanted to pay and proceed with the appraisal. When...

This is my second time working with Victor, he has always been helpfull, as well as always available to answer any and all questions quickly. We got a great rate and couldnt be happier, not to mention no more PMI! Would highly recommend.

Outstanding service from Victor and Andrew. They were the Best Lenders i have ever had and they were always on Top of things and came through with everything we talked about during the process. I talked to many Lenders before I made the decision...

From the beginning, Vic made our refinance experience absolutely seamless. With a completely open dialogue, honest advice and guidance, Vic led my family to a phenomenal refinance and we got some cash back in our pack to invest in other projects...

Vic is by far the most experienced and intelligent person I have ever worked with. I mean just look at all his reviews already this guy is unbelievable.

“I cannot praise Victor Anatolyevich Yefremenko enough for his help in re-financing my mortgage. Victor is a wealth of information, and is extremely diligent and on top of every detail during each state of the process. Victor is a pleasure...

Victor the Loan Guy. That’s all you need to know! As first-time home buyers my husband and I went in to this with no knowledge of the process. Victor handled our loan like it was his top priority. He answered every question, big or small, to...

81–90 of 255

About

Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

DSCR Loans

Bank Statement Loans

Specialities

FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance

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