

Vic Yefremenko, Ruoff Mortgage NMLS# 162878
Senior Loan Officer NMLS# 162878


Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
My Experience was Ok. Could it have been better ? Yes. But it could have been worse.
Nothing else to comment
Vic was very knowledgeable and patient as I was new to this process. He kept great communication throughout and got me an amazing deal.
Reply from Vic Yefremenko, Ruoff Mortgage
September 23rd, 2024 07:53 PM
I'm very pleased to hear that you found our process to be beneficial, Hassan. Your satisfaction is of utmost importance to us here at Synergy One Lending, Inc. It was a pleasure helping you navigate through this new experience, and I'm thrilled...
read more
I had the pleasure of working with Vic during a recent transaction, and I couldn't be more impressed. Vic was always available to answer questions and provided clear guidance to our clients throughout the loan process. His attention to detail...
read more
Reply from Vic Yefremenko, Ruoff Mortgage
September 23rd, 2024 07:48 PM
Dear Jamie,I sincerely appreciate your kind feedback. It was a pleasure collaborating with you. At Synergy One Lending, Inc., we are committed to providing our clients with exceptional service, and your positive experience reinforces the value...
read more
I worked with Vic throughout my home purchase. As a first-time home buyer, he helped me understand my loan through thick and thin. He was extremely patient with me and all my questions as well as getting me a steal of a deal. If I knew someone...
read more
I'm delighted to offer my highest commendation for Victor in handling business transactions. His expertise proved crucial when I embarked on a refinancing journey. Impressively, he facilitated the entire process to closure in a mere span of...
read more
I have completed 5 mortgage loans with Vic , he is a work horse, honest/fast/professional and delivers what he promises every single time. It seems like he does so much business that every once in a while the lion comes across some sheep that...
read more
The guy is a work horse. Explains everything upfront, updates daily, easy to reach, always puts the customer first, listens well and delievers what he promises. My 2nd and 3rd loans had almost no costs.
He ghosted me. I'm out a certain amount of money. Lesson Learned. I did close the loan this was transaction outside of loan. It really hurts that he was dishonest and had an accomplish. Smoke and mirrors
Reply from Owner
September 24th, 2024 12:00 AM
When the borrower did not qualify in house i was able to refer the borrower to another lender that closed the loan. Money was spent on two appraisals and was refunded at closing. It hurts when so much hard work is put into helping a client...
read more
Vic was absolutely outstanding in securing the mortgage loan for my house. He said we would close in three weeks and he did not disappoint. He was straight to the point and got the deal done!I’m extremely grateful.
71–80 of 255
About
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Specialities
FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Cleveland State UniversityReal EstateInternational Business

Positions
- crosscountry mortgage - Senior Loan officerAug 10th, 2009 - May 10th, 2018
- Rate - VP of LendingJul 30th, 2025 - Apr 14th, 2026
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 162878
- OH: MLO.031716.003
Awards
Achievements
- $450,000,000 in Funded Mortgage Volume since 2007
- EMT certified
- BIlingual
Hobbies
- skiing, watersports, traveling, boating
- cooking, basketball, yoga
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
©2025 All Rights Reserved Licensing | Privacy | Contact Us