

Vic Yefremenko, Ruoff Mortgage NMLS# 162878
Senior Loan Officer NMLS# 162878


Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Victor is Top Notch! He is aggressive (in a good way), makes miracles happen, and gets the job done! You have a real winner working at your company!
Reply from Vic Yefremenko, Ruoff Mortgage
February 26th, 2025 04:15 PM
Thank you for your kind words. I feel truly fortunate to have the opportunity to work with you, and I look forward to assisting many more homebuyers.
Victor was an absolute godsend. Incredibly easy to work with, provided information almost instantaneously, and is a generally a great guy. He made buying my new house very easy. He will be invited out on my bass boat this summer. Do no bother...
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Vic helped every step of the process and was extremely patient. I’m a first time home buyer and 24 so I don’t know everything, he helped with every question I had and was able to explain everything. He helped set me up with realtor, worked...
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Victor was amazing to work with. He was very helpful and diligent and I intend to refer him to everyone I know. I will also be inviting him on to my bass boat once I move into the new house!
Victor is top notch, an expert in his field
A master of his craft who delivers outstanding results every time. Lightning-fast, incredibly hardworking, and always gets the job done with precision and excellence. Highly recommended!
I am very happy to have worked with Victor throughout my home buying journey. He brings knowledge, ambition, experience, and a can do attitude to the table. Will highly recommend to family and friends.
The communication
was very consistent and answered all my questions and concerns I had at any time he made the process smooth and easy and I would definitely recommend him to anyone he had a great positive attitude
We worked with Vic I have to say it was awesome working with him he was very consistent when we had questions he definitely went above and beyond for us we definitely recommend him to anyone thanks Vic for all your help
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About
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Specialities
FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
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Education
- Cleveland State UniversityReal EstateInternational Business

Positions
- crosscountry mortgage - Senior Loan officerAug 10th, 2009 - May 10th, 2018
- Rate - VP of LendingJul 30th, 2025 - Apr 14th, 2026
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 162878
- OH: MLO.031716.003
Awards
Achievements
- $450,000,000 in Funded Mortgage Volume since 2007
- EMT certified
- BIlingual
Hobbies
- skiing, watersports, traveling, boating
- cooking, basketball, yoga
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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