Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Reviews from Web
Vic is awesome , i just refi my loan which I financed along with him last year. His patience and guidance is more than just when you have engaged with him but has been for over a year now.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
It's great to hear that I could assist you again with your refinancing needs, Abhishek. Knowing that my patience and guidance have been helpful over the past year means a lot to me. I'm always here to support you beyond the initial interaction....
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Vic understands his customers' needs. When I had just finished serving in the Army, Vic was there for months advising me as I found new work. He was patient and guided me as I found new qualifying income, and made sure I was ready for a good...
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This is the third loan Vic DeSantis has help d us with in the last ten years. We come back to work with Vic as his communication and follow-thru are impeccable. We feel that he helps us to understand the loan process and works to ensure we...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm grateful for your continued trust over the years with your loan needs, Debbie. It's rewarding to hear that my communication and follow-through have been valuable to you. Helping you understand the loan process and securing the best rates...
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Quick response times. Vic was very kind. Online process was efficient.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad to hear that the response times and the online process were efficient for you, Joseph. It's important to me to be approachable and I'm happy to know that was your experience. Should you need any further assistance, feel free to reach...
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Everything was fine, no issues at all. Thank you.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I appreciate your feedback, William. I'm glad to know that everything went smoothly. If there's ever anything more I can do for you, feel free to reach out.
Vic has made a long process of buying a home easy and simple. I appreciated that he was easily reachable via a text or phone call. First Federal offers the best rates and Vic has been transparent with everything. I would refer anyone to him....
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
It's great to hear that the home-buying process felt straightforward and manageable. I'm glad that being accessible by text and phone was helpful for you, and I appreciate your openness to referring others to me. Transparency and clear communication...
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Vic did an amazing job staying in contact and providing great advice and available options during the whole process.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm pleased to know that you appreciated the communication and advice throughout the process, Chad. Staying in contact and providing clear options is important in navigating these situations, and I'm glad I could be of assistance. If there's...
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This process was handled professionally and dilligently by Vic.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for the feedback, Dylan. I'm glad to know that you felt the process was handled professionally and diligently. If there's anything more I can assist you with, please feel free to reach out.
Easy to connect with. Great rate.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad you found it easy to connect and appreciated the rate, Stephen. If there's anything more I can do for you or any questions you may have, feel free to reach out anytime.
Just worked with Vic for the 2nd time in the past 1.5 years. This time was to refinance the original loan we took out on our new home last year. Vic made sure to keep up with communicating rate changes over the past year and reached out when...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.