Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic was incredibly knowledgable, fleixible, and patient. He answered all my dumb questions, was very responsive, and always helpful. Grateful for his help walking me through the home buying process.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
It's great to hear that I was able to support you through the home buying process, Jack. I'm glad you found the information and assistance helpful. If you ever have more questions or need further help, please don't hesitate to get in touch.
Mr DeSantis was great in guiding us through the HELOC process
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad to hear that I was able to guide you effectively through the HELOC process, Jason. Navigating these financial steps can be complex, and I'm pleased I could assist you. If you have any more questions in the future, I'm here to help.
Fantastic! Vic is honest, prompt and detailed. This is our second time working with First Federal Bank and it was as smooth and efficient process. Would recommend Vic over and over!
Timely response to any questions and ensured my needs as a customer were met
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm pleased to hear that you felt your needs were met and that I was able to respond to your questions in a timely manner, Angela. Addressing your concerns efficiently is a key priority for me. If there's anything else I can assist you with,...
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great job thank you
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for your kind words, Eric. I'm glad to hear you had a positive experience. If there's ever anything else you need, feel free to reach out.
i found Vic's straight forward approach to be highly effective. What he quoted me in terms of my loan offer is exactly what I gor got day of closing with no surprise. Buying and closing on a house takes a village. If all the villagers were...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I appreciate your feedback, Reynaldo. It's great to know that my straightforward approach was effective for you and that things went smoothly without surprises. Closing on a house can indeed be a complex process, and I aim to make it as seamless...
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Vic communicated very well
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad to hear that you appreciated the communication, Wendy. Clear and open communication is a priority for me, and I'm pleased it made a difference in your experience. If you have any questions in the future or need further assistance,...
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Vic’s straight forward approach to the lending process is highly effective. At no time did I feel pressured. His knowledge and experience in the marketplace helped me to understand the competitive offer he had put together for me. What he quoted...
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I had an absolutely amazing experience working with Vic DeSantis as my mortgage lender. From the very beginning, Vic stood out by giving me the best rate upfront—no games, no back and forth. I had collected several quotes from other lenders,...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you, Neil, for such a generous review. I'm thrilled to know that your experience was seamless and that you felt confident in the rate and service provided. Transparency and efficiency are key to making the process as stress-free as possible,...
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Vic was very informative and helpful during the loan process. He even suggested a few tips to close on time and not have to pay unnecessary interest. Vic was patient and knowledgeable.
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.