Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic makes the process easy
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
It's good to know that the process felt easy for you, Ethan. I aim to make each experience as straightforward and smooth as possible. If there are any other ways I can assist or if you have more financial needs in the future, I'm here to help....
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Fourth time working with Vic and he’s still the absolute best! Fast, professional, and always gets me the perfect deal. Zero stress, total confidence every time. Highly recommend!
Vic DeSantis has been absolutely outstanding to work with. He’s helped us secure our last two home loans, and each experience has been smooth, stress-free, and incredibly professional. Vic is responsive, knowledgeable, and always willing to...
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Vic is great to work with. The communication was excellent and Vic was very responsive and took care of what minor issues there were right away. His rates and closing costs were unbeatable. As a veteran with a VA loan I appreciated the exellent...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm pleased to hear that your experience working with me was positive, Kevin. Clear communication and prompt responses are priorities in my work, and I'm glad those were evident during your process. It's great to know that the rates and closing...
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Great rates and transparent fees. Vic was also very responsive and made it easy to sign while traveling.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for taking the time to share your experience, Qifang. It's important to me that our process is straightforward and convenient, so I’m glad to hear the rates and fees were clear and the signing process was smooth even while you were...
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Vic was awesome. He went above and beyond to make sure we got the loan that best suited our needs. He took the time to walk us through every option patiently, answered all our questions clearly, and made sure we fully understood each step....
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad to hear that you had a positive experience with your loan process, Jacob. It was my pleasure to guide you through and ensure that you found the best option for your needs. I strive to make the experience as smooth and clear as possible...
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I highly recommend Vic DeSantis. He went above and beyond to make sure we got the loan that best suited our needs. He took the time to walk us through every option patiently, answered all our questions clearly, and made sure we fully understood...
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We just closed our second loan with Vic. I am a retired Air Force veteran and Vic and his bank have been great with both the original VA loan less than a year ago and the refi. Vic took care of all of the hiccups with the title companies and...
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There were certain things that
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I appreciate your taking the time to leave a review. If there are any aspects of your experience you'd like to discuss further or if there's anything else I can assist you with, please feel free to reach out to me directly. Your feedback is...
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We have worked with Vic two times before this experience. He is an excellent resource and we would recommend him to anyone needing a home loan.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm pleased to know that you've chosen to work with me multiple times, and I appreciate your recommendation. Being a helpful resource for your home loan needs is always my goal. If there’s anything more I can assist you with in the future,...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.