Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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we appreciated his honesty and integrity. Represented First Federal and veterans well
Vic was transparent, quick to respond and worked hard to get us the best deal possible. Thanks for the great lending experience Vic!
Vic was fantastic throughout the entire mortgage process. He was responsive, knowledgeable, and always looking out for my best interest. He encouraged me to lock in my rate before closing as rates were starting to move higher, which ended up...
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Awesome customer service. Thanks to Vic for getting us through this.
Reply from Vic DeSantis
September 30th, 2026 05:25 PM
I'm pleased to hear that you had a positive experience with my customer service, Steve. Thank you for choosing First Federal Bank Mortgage Lenders, and if there's anything more I can assist you with, feel free to let me know.
Vic has been our guy for multiple transactions because he's the best!
Reply from Vic DeSantis
September 22nd, 2026 08:52 PM
Thank you, Zoe, for your continued trust and support. I'm grateful to have been able to assist you with multiple transactions at First Federal Bank Mortgage Lenders. If there's anything more I can do for you, please let me know.
Very helpful
Vic was a pleasure to work with and we'll definately recommend him and First Federal Bank.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you, Stefan, for your kind words. I'm happy to hear that you had a good experience and appreciate your recommendation of both me and First Federal Bank. If there's anything more I can do for you in the future, please let me know.
Vic is very easy to work with and is very responsive.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad to hear that you found it easy to work with me and appreciated my responsiveness, Kevin. If there's anything more I can assist you with, please feel free to reach out.
Vic was super responsive
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm pleased to hear that you found my responsiveness helpful, Todd. If you have any other questions or need further assistance, feel free to reach out.
This is now the 3rd loan I've closed with Vic. I keep coming back because his rates beat everyone else and the process with him is painless. His communication is excellent, I can count on him getting back to me in a matter of hours whenever...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.