Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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This was my second time using Vic for a home loan. This, just like the first time, was a great experience. Vic was able to blow away the competition in terms of interest rate and customer service. I would highly recommend Vic to anyone.
Vic was transparent and stayed in constant contact throughout the whole process, if there was anything I was unsure of or needed an explanation Vic was always available.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Matthew, thank you for the glowing review. It's always my aim to provide a clear and consistent line of communication with all my clients. I'm glad to hear that you felt supported throughout the entire process. If you need any further assistance,...
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Throughout the whole process Vic was transparent and stayed in constant communication. He explained the whole home buying process to me and kept me updated until closing. I highly recommend Vic.
Vic was wonderful! I will use him for all my mortgage needs!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much, Rachel, for your glowing review and for choosing me for your mortgage needs. It was a true pleasure working with you and I look forward to assisting you in the future. I'm always here at First Federal Bank to help you.
Vic was great about providing accurate information when we were in the beginning stages and needed a little bit of education. He was super prompt and reliable about returning communication, whether via text, email or phone call. And he followed...
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Excellent customer service
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
So glad to hear about your positive experience, Marneta! It's truly rewarding to know that my commitment to providing excellent customer service has not gone unnoticed. Your feedback is very encouraging and I will certainly continue to strive...
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Past 5 years I've bought, sold or refinanced several properties. For my most recent purchase, I luckily found Vic. He is the best Loan Originator I've ever dealt with! Going forward I will only be using Vic! I'm already recommending him to...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm genuinely delighted to hear that you had a positive experience with me at First Federal Bank, Paul. It’s always encouraging to receive such positive feedback and a stellar rating. I'll continue striving to deliver great service to customers...
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I would recommend Vic to anyone looking to buy a home. I feel that he went above and beyond to get my a mortgage for me and get it approved. I'm very grateful for everything he did as I'm writing this in my new home!
I've purchased a handful of different houses over the years and have to place Vic right up towards the top. The rates were best around, communication was on point and we closed on time with no surprises.
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.