Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Great communication skills. Vic was engaged, but not pushy while we were investigating our options. When we were ready for a loan, he had the best rates, was knowledgeable, and efficient.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Jessica, I'm glad to hear that you found our communication to be effective and appreciated my approach to helping you explore your options. Your feedback is valuable to us at First Federal Bank. It's great to know that our loan rates and efficiency...
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Vic was a pleasure to work with. Thorough, professional and reliable. Would work with him again.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for the fantastic review, Adrian! It was a pleasure working with you as well, and I'm thrilled to hear you had a positive experience at First Federal Bank. Your words are very encouraging and motivate me to continue providing the...
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Vic was a pleasure to work with. Thorough, professional and reliable. Would work with him again as he was fast, efficient and explained the whole process with ease.
I worked with Vic through our prequalifying. Even when we weren’t ready for a loan yet, he was attentive, but not pushy like so many other loan companies were. He got us an amazing rate, and stayed on top of the deadlines for closing. Vic DeSantis...
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I have purchased many homes over the years and my experience with Vic was by far the most efficient I have dealt with. He was quick to respond and worked tirelessly to get things done correctly. We closed quickly and on schedule. I would highly...
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Vic was great!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Kenneth, I'm really glad to hear you had a positive experience! Your feedback means a lot and it's rewarding to hear you felt taken care of. Please don't hesitate to reach out if there's anything else I can do for you in the future. Thanks...
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Vic worked much later than he needed to, and dealt with instructing me through the process for a first time home buyer! He got me closed on time, for less than expected for the interest rate AND way less than expected for closing costs. I highly...
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Vic was super awesome. Very personable guy and he’s willing to do what it takes to leave you satisfied. On multiple occasions he went out of his way to ensure we were happy. 10/10
Read all the other reviews and you’ll understand why Vic is such a good guy. My experience with him was awesome, he was a complete straight shooter and I never felt like I was being misled.
I have purchased 5 homes over the past 10 years and Vic is by far the best lender that I have dealt with. He answered every one of me and my wife’s questions and if anything came up he immediately called me to let me know about the changes....
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.