Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic was open and honest from the very beginning. Also I was impressed by Vic's knowledge and that fact the he was available 24/7. Thank you a lot Vic!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for leaving such a fantastic review, Edgar. It was truly a pleasure to assist you. I'm glad you found my honesty and availability to be helpful throughout our interaction. I take pride in my knowledge of First Federal Bank's offerings...
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I have worked with Vic to purchase my primary residence, finance it, and purchase a second home. Every time he has been amazing to work with. Great rates. Accurate costs. On time closings. Knowledgeable & experienced to guide me in unique situations...
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Vic was great to work with. He was quick, knew exactly what I was looking to accomplish, and quoted me the best rate around. In this tricky market, being quick and available for pre-approvals, mortgage commitments, and competitive rates makes...
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Vic was extremely open from our first conversation and very knowledgeable about the entire loan process. I will recommend Vic and BNC bank to friends.
Vic is extremely knowledgeable and always kept me informed during the loan process.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Hi William, I'm thrilled to hear you had a positive experience with your loan process and found my communication helpful. It's my priority to keep clients informed and educated every step of the way. Thank you for giving me a perfect rating,...
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Vic was very professional throughout the process. He was always approachable and answering question I had. I would definitely go to him again for mortgage needs in future and recommend others also to work with Vic. He will ensure things gets...
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Vic was very responsive and provided me with the detail and guidance I needed each step of the way. He was succinct and made sure I was informed as we moved through the process.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Mairenys, it's fantastic to hear that you had a positive experience while working with me. Your feedback is greatly appreciated and I'm glad I was able to provide you with the detailed guidance you needed. It was a pleasure helping you move...
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Vic was a pleasure to work with. He is succinct, which I value a lot. I felt like he was always being honest and upfront with me and he made the refinance process as simple as possible. He is very knowledgeable and I appreciated how easy it...
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Vic was a wonderful lender! After having such a terrible experience prior to connecting with Vic, he was a breath of fresh air. Vic did a great job of being available by both text and call. He did a wonderful job communicating and explaining...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm truly humbled by your kind words, Aislin. I always strive to provide the best possible service and I'm glad you found my availability and communication helpful in your home buying journey. I'm sorry to hear about your previous experiences,...
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Vic was a wonderful lender! After having such a terrible experience prior to connecting with Vic, he was a breath of fresh air. Vic did a great job of being available by both text and call. He did a wonderful job communicating and explaining...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.