Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic made a complicated deal go very smoothly
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
It's wonderful to hear that you found the process smooth, Colleen! It's always my aim to simplify complex transactions for our customers at First Federal Bank. I'm thrilled that we accomplished this during our deal. Your stellar rating is very...
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Vic knew I was hoping to close early and he moved quickly throughout the process and maintained strong communication.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm so glad to hear that you were satisfied with the quick and efficient service, Tonia. Ensuring strong communication throughout the process is a priority for me and it's great that you felt this was upheld. Thanks for taking the time to leave...
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Vic was incredibly knowledgeable, personable and hard working, handling my home refinance with great precision and skill. In my case in particular he was extremely patient and flexible, working around the busy schedules of my wife and I. My...
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Vic and I spoke several times before I figured out which property I was going to buy. He was patient and helpful even when he knew I was taking my time. Once I found a house, I was eager to close quickly. Vic and I communicated back and forth...
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Vic is a true professional. He made the process smooth, clear to understand, and was expedient on his end. Vic always made himself available to me- either through text, call, or email. I highly recommend Vic without any hesitations.
Vic will make it sound like he's your only hope and he is getting you the best deal possible, but that's not true. He takes things personally if you question him about anything and will make sure to remind you that he's been doing this for...
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I'm an active duty military member and first time homebuyer. I only recently had the opportunity and capability to purchase a home and with my luck, at one of the most inopportune times in recent years.I eventually went online shopping around...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thanks a lot for the kind words and the stellar 5-star rating, Randolph! I'm thrilled to hear that your experience with First Federal Bank and myself was such a positive one. It's always rewarding to assist first-time homebuyers like yourself,...
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Vic was great. Some of the other individuals involved with the loan application process were not communicating with each other. We were repeatedly being asked for information that had already been provided to other individuals. We kept receiving...
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Vic is an expert and knowledgeable lender. He answered all my questions and updated us on every step of the process of our loan. Remarkable communicator and responds to my email and voice mails promptly and timely. Our loan process was seamless...
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Vic clearly went out of his way for me during the buying process. There were many times that I couldn’t handle things during work hours, so he would answer the phone late at night and early in the morning to talk about options and the process....
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Hello Conner,I really appreciate you taking the time to share your experience at First Federal Bank and I'm delighted to hear that it was a great one. It was a pleasure working with you and I'm always here to provide support, regardless of...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.