Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Prior to meeting Vic, back in 2021 a lender I was using at the time kept failing to meet deadlines, had to keep extending the loan lock dates, and was terrible with communicating. After a few months of trying to refinance my home, I was fed...
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Vic with BNC National Bank was a lifesaver for our family during a difficult and stressful time. When our original mortgage company fell through just two weeks before our closing, Vic stepped in and quickly got us approved with better terms....
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Always comminicated well, hqd my best interests in mind. Got me a low rate. Respected my time and worked with me
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm genuinely moved by your positive feedback, Adam. Your satisfaction is my top priority, and I'm delighted to hear that you felt respected and well attended to. Helping you secure a low rate on your loan was my pleasure. I entirely appreciate...
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I can't tell you how many lenders let me down before I connected with Vic. As a veteran with a busy work schedule, first-time homebuying was tough. But Vic made it easy for me--always communicated in a timely manner through text, call, email--he...
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I can't tell you how many lenders let me down before I connected with Vic. As a veteran with a busy work schedule, first-time homebuying was tough. But Vic made it easy for me--always communicated in a timely manner through text, call, email--he...
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Vic was very proactive and kept me updated with clear communication . He managed to close the loan without any hassle . Thank you!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I greatly appreciate your kind words and high rating, Sampad. It was a pleasure to assist you with your loan process at First Federal Bank. Clear communication and proactive management are aspects I always strive to prioritize to ensure a smooth...
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Vic and his team were great and helped us deal with a few hiccups on the deal and still close on time!Vic was on top of things and kept a cool head when things got messy. None of the messes were his fault, but he jumped in and made things work....
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Vic and his team were great and helped us deal with a few hiccups on the deal and still close on time!Vic was on top of things and kept a cool head when things got messy. None of the messes were his fault, but he jumped in and made things work....
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Vic and his team were great and helped us deal with a few hiccups on the deal and still close on time!Vic was on top of things and kept a cool head when things got messy. None of the messes were his fault, but he jumped in and made things work....
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Vic is very knowledge and had all the answers to our questions immediately. He made us feel very at ease as this was our first home purchase. We were given the standard 30 days to close, but all was done and we were able to close 9 days early....
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Hey Brett, thank you for your stellar review! I'm glad I was able to help guide you through your first home purchase and make the process smoother. It's fantastic to hear that we were able to close ahead of schedule. Your feedback means a lot...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.