Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Going through the loan process is stressful, as everyone knows. Vic’s professionalism and knowledge really helped in every step in the process. His communication to me was very fast and he gave me solid advice on issues where I had questions....
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Vic did a great job of quickly getting me locked into a rate and closing within 30 days. He was very easy and knowledgeable to work with, I would highly recommend his services!
Great Service , Very Helping and Responsible towards Clints . Completed Every Process on time without any delay .
Thank You
Great Service , Very Helping and Responsible towards Clints . Completed Every Process on time without any delay .Thank You
Closed on a shortened timeline with minimal issues.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad to hear that our timeline worked well for you, Austin. We at First Federal Bank always strive to provide efficient and hassle-free processes for our clients. We appreciate your rating and your feedback! It's customers like you who...
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I was a little hesitant because I had never heard of the bank before But they gave an unbeatable rate and Vic helped accommodate a closing within 30 days no issues. Would definitely recommend
I was a little hesitant because I had never heard of the bank before But they gave an unbeatable rate and Vic helped accommodate a closing within 30 days no issues. Would definitely recommend
Vic with BNC National Bank was a lifesaver for our family during a difficult and stressful time. When our original mortgage company fell through just two weeks before our closing, Vic stepped in and quickly got us approved with better terms....
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much, Christopher, for your kind words and glowing review. I'm thrilled to hear that I was able to help make a stressful situation better for your family. It was my absolute pleasure assisting you through the mortgage process and...
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Vic is the absolute greatest lender I have ever worked with! He possesses a vast depth of knowledge in his craft and demonstrates it on a professional level when engaging with his clients. Vic is friendly, respectful, honest, and great with...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much for the glowing review, Robert! I'm thrilled to hear that you had such a positive experience working with me. Your feedback is greatly appreciated and it's clients like you that make my job a pleasure. It's always my goal...
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Prior to meeting Vic, back in 2021 a lender I was using at the time kept failing to meet deadlines, had to keep extending the loan lock dates, and was terrible with communicating. After a few months of trying to refinance my home, I was fed...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.