

Vic DeSantis
Sr Mortgage Lender

With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Just wanted to write a quick thank you to Vic! He made our buying experience so comfortable and explained every step of the process. He answered the phone almost every time even when he wasn’t working! Truly went above and beyond our expectation...
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I recently had the pleasure of working with Vic for a home loan, and I have to say, he exceeded my expectations in every way possible. From the moment I reached out to him, the team was incredibly responsive, knowledgeable, and helpful.What...
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Vic hands down made this whole experience so much easier for my wife and I while purchasing our dream home. The low costs associated with BNC national bank is what makes it a no brainer decision for me!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm extremely grateful for your 5-star review, Jeffery! It was my pleasure to make your home buying process smoother. I'm thrilled to hear that you chose First Federal Bank due to our competitive costs. I'm here to help with any future banking...
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Vic was easy to get a hold of and on top of communication throughout the entire process. He took the time to explain all the details of the lending process and made us feel comfortable.
I recently had the pleasure of working with Vic for a home loan, and I have to say, he exceeded my expectations in every way possible. From the moment I reached out to him, the team was incredibly responsive, knowledgeable, and helpful.What...
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Vic did a great job getting us to the finish line and made it relatively easy!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad to hear your experience with me at First Federal Bank was satisfactory, Brigitte. It was my pleasure to assist you throughout the process, and I'm happy I could make it relatively easy for you. Your positive feedback means a lot to...
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Vic was absolutely wonderful! His communication made buying our house so easy! I would recommend Vic to everyone!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much for the kind words, Chantal! I'm thrilled to hear that you found the home buying process easy. That's always my goal. Your recommendation means a lot to me and to everyone here at First Federal Bank. Looking forward to helping...
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Vic DeSantis was Phenomenal to work with! He made buying our home easy and seemless! I would absolutely recommend him! He has excellent communication skills. As a first time home buyer he answered all of my questions thoroughly, which put me...
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Vic was an excellent loan originator and made a very complicated process very seamless. We did not use a realtor and as first time home-buyers, Vic made the process seamless and simple. From loan application to close, the process all-in-all...
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Vic was an excellent loan originator and made a very complicated process very seamless. We did not use a realtor and as first time home-buyers, Vic made the process seamless and simple. From loan application to close, the process all-in-all...
read more
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.