Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic DESANTIS is a down to earth class act to work with. He always made us feel like we were his only clients. We highly recommend Vic for your next mortgage lender needs. He will surely find you the best rates possible!
Vic communicated with us regularly and insured that everything got done and no issues. Vic did a great job!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much for your positive review, Teresa. I'm glad to know that my efforts to communicate regularly and ensure a smooth operation were recognized and appreciated. It's important to me that my clients have a seamless experience with...
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When looking for a mortgage lender integrity says it all. Vic is the best I've ever worked with. Do yourself a favor and start with Vic, and you'll never question whether you got the best rate, or the best service.
Vic was great at explaining every step of the process. He communicated any issues that needed to be addressed in a timely manner. Also, loved all of this customer service from the firm that offers the best rate in the country at the time!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear your positive feedback, Jeffery! I'm glad I could make the process clear for you and address any issues promptly. It's indeed our aim at First Federal Bank to provide the best rates and customer service. Your satisfaction...
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Vic was very easy to work with. No high-pressure talk. Explained anything that wasn't clear. Discussed rates on a National level and why they move up and down. Great service and communication. On top of that, it was a great rate. The mortgage...
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Vic was very responsive and easy to communicate with. He answered all of my questions and also educated me about the process and what to expect. He went above and beyond to make sure we got the best rate while the market changed on a DAILY...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm truly grateful for your high praise, Joshua. It was a pleasure being there for you throughout the process and ensuring you understand all the details while securing the best rate. This is what we aim to do at First Federal Bank - provide...
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I’m a retired veteran and had the pleasure to work with Vic on my recent VA mortgage. Working with Vic was a breeze, and after a career of moving every couple of years, I felt better knowing he was in our corner as my family purchased our forever...
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I’m a retired veteran and had the pleasure to work with Vic on my recent VA mortgage. Working with Vic was a breeze, and after a career of moving every couple of years, I felt better knowing he was in our corner as my family purchased our forever...
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Vic was very responsive and supportive.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I greatly appreciate your kind words, Kimberly. It was a pleasure assisting you. I pride myself on being responsive and supportive to all clients of First Federal Bank. Your satisfaction is my top priority. Thank you for taking the time to...
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From patience to professionalism. It was overall outstanding service and very efficient. Thanks Vic!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for the fantastic review, Ixquic! I'm thrilled to hear how satisfied you were with the service. Your kind words truly mean a lot. It was a pleasure to assist you at First Federal Bank. Here's to working together again in the future!...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.