Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Working with Vic was easy compared to our previous mortgage lender. We are please we worked with him and would certainly recommend him to others. BNC National also had very competitive rates.
Vic does what he says he will do when he says he will do it! Even if it will require him to jump through hoops or quick step the process to get it done.
I wasn’t always nice to Vic, and he remained very professional! He was very trust worthy compared to the other 11 mortgage lenders I was working with. He is an asset to your company and I am very pleased to know and have worked for him. If...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much for your kind words, Blake. I really appreciate you taking the time to share your experience with me at First Federal Bank. It was a privilege to assist you throughout the mortgage process despite any challenges encountered,...
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The first time I spoke to Vic, I thought he was cocky. I quickly learned it was confidence. I went the extra mile and had 12 Lenders (No Joke) competing for my business. Vic told me no one could beat him. So I tried to find someone, all other...
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This is the second mortgage we have transacted with Mr. DeSantis. Each time he has done what he said he would do when he said he would do it. He is extremely knowledgable and personable and was able to relate to our individual needs. We plan...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm genuinely moved by your kind words, Michael. It's always a pleasure serving you and I'm glad to be of assistance. Being able to cater to your specific needs is of utmost importance to me and the entire First Federal Bank team. We look forward...
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I recently had the pleasure of working with Vic as my lender, and I cannot recommend him highly enough. From start to finish, he was professional, knowledgeable, and attentive to my needs.One of the things I appreciated most about Vic was his...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm sincerely grateful for your kind words, Paul. It was an absolute pleasure to assist you throughout your lending process. It's important to me that everything is as clear as possible for my clients and I'm glad that I could make the process...
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As first time home buyers, my wife and I had no idea what we were supposed to be asking, looking at, considering, etc in the process. Vic answered all of the concerns, questions, comments we had and then took it a step further by advising on...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much for your kind words, Christian. I'm delighted to hear that you had such a great experience interacting with our team. It's always a huge compliment when our clients take the time to acknowledge their satisfaction because our...
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Vic was great and very professional. We were able to close on our loan extremely timely and in a time when there is a lot of economic uncertainty, Vic made us feel like we were in great hands!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I am extremely grateful for your kind words, Morgan. I am pleased to hear that you felt well taken care of throughout your loan process. In times of economic uncertainty, it's my top priority to ensure my clients feel secure and confident in...
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Just wanted to write a quick thank you to Vic! He made our buying experience so comfortable and explained every step of the process. He answered the phone almost every time even when he wasn’t working! Truly went above and beyond our expectation...
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Vic made it easy for us to understand all the complexities of securing a loan and got us an AMAZING deal. We loved working with Vic!!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm absolutely thrilled to hear that you had a positive experience securing your loan, Anna. I take pride in making the process as understandable and advantageous as possible, so it means a lot to hear that I was able to help. It was truly...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.