Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic was always available to answer questions and guide is through the process.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm extremely delighted to hear about your positive experience, Charles. Ensuring that my clients have a smooth transaction is always my top priority. Your kind words reaffirm the effort I put in every day. If you have any more questions or...
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Vic came from a referral on bankrate.com. There was no sale pitch from the beginning; he was clear on all aspects and found a best rate for us. We were wary about internet loans but Vic proved the experiences can be pleasant.
Vic is an outstanding professional that I highly recommend using for your mortgage. I work irregular hours and Vic was always available days, nights and weekends to answer any my questions and make sure that the whole process was seamless....
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Vic was personable, easy to talk to, informative, and followed through on everything. Would definitely recommend him to others and will work with him again.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for your kind words, Peter. It was a pleasure to be of service. Your feedback is greatly appreciated and it motivates me to continue providing excellent service. I look forward to the opportunity of working with you again in the future....
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Home buying experience right now with rates where they are, is tough. Vic is honest and transparent and will do his best to work with you and get the best rate possible. His communication style and follow through is what sets him apart from...
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Good advise. Help with locked credit rating. Always available.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm really pleased to hear that you found my advice helpful, John, and that I could assist with your credit rating issue. I always strive to be available whenever my clients need me. It's rewarding to see that my efforts are appreciated. Thank...
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Vic was extremely communicative, efficient, and professional while also being down-to-earth through the entire process. It was a major stress relief for both my husband and I to have someone like Vic helping us.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm truly grateful for the kind words and the 5-star rating, Johanna. It was my pleasure to guide you and your husband through the process and take some of the stress off your shoulders. At First Federal Bank, we always aim to combine professionalism...
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I cannot say enough goods things about my experience working with Vic. Put simply, we probably wouldn’t have been able to buy a house without his diligence in finding the best rates and his communication about when to lock in and why. His advice...
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I cannot say enough goods things about my experience working with Vic. Put simply, we probably wouldn’t have been able to buy a house without his diligence in finding the best rates and his communication about when to lock in and why. His advice...
read more
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Dylan, I'm humbled by your kind words and 5-star rating. I'm thrilled that I could assist you in your home buying journey. It's always my goal to provide clear communication and the best rates possible to ensure a smooth process for clients...
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I cannot say enough goods things about my experience working with Vic. Put simply, we probably wouldn’t have been able to buy a house without his diligence in finding the best rates and his communication about when to lock in and why. His advice...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.