Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic made the entire process seem effortless, he was always available and felt like he had every step done before I could ask. Communication was great, no hidden surprises, everything was as he said it would be. The type of work ethic and honesty...
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Vic was available, took my calls, talked with me, explained thinks to me without talking down to me. He was very personable and helpful. Never salesy.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm genuinely thrilled to hear such positive feedback, Sonia. Ensuring my clients feel respected and fully informed is a top priority for me at First Federal Bank. It's heartening to know that I was able to assist you without coming across...
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Vic helped me with all my questions and was able to explain the different intricacies of the whole mortgage process.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you found our meetings informative and helpful, Salman. It was my pleasure to guide you through the complexities of the mortgage process. At First Federal Bank, we strive to provide comprehensive assistance to our...
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Timely and efficient communication.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you had a positive experience with our communication at the First Federal Bank, Changfu. Your feedback is greatly valued and I'm pleased to know that my timely responses were able to assist you. We aim for efficiency...
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Vic’s communication was excellent throughout the process and helped us lock in a great rate during a 1 day dip.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you're pleased with the service provided, Creston. Your satisfaction is my utmost priority and I always strive to ensure clear and prompt communication throughout the process. I'm glad I was able to help you secure...
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Working with Vic was absolutely awesome. He made everything simple and easy to understand. He kept me informed with every aspect of my VA loan process and worked to get me the best deal. He is very easy to get a hold and very professional,...
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Vic made the entire process easy and hassle-free. He was honest and upfront, explained the entire process and was on top of everything from day 1 to closing day. He was always available and made us feel like we were his only priority. To pick...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much for your kind words, Ashley. I'm thrilled to hear that you had a positive experience with the home buying process. Your satisfaction is my top priority, and I'm glad I was able to make you feel valued. It was a pleasure working...
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Victoria kept my husband informed and answered all his questions even on the weekends.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much for your kind words, Cori. I'm delighted to hear of your positive experience. At First Federal Bank, we always strive to provide the highest level of service, no matter the day of the week. I'm glad I could assist your husband...
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Clear and exact information is given in timely matter.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm truly glad to hear that you found the information I provided clear and exact, David. Timeliness is something I prioritize at First Federal Bank and it's fantastic to see it recognized. Your positive feedback is greatly appreciated, and...
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Working with Vic was a great experience. He is incredibly knowledgeable about the mortgage process and answered all my questions. He is very easy to get a hold of and he communicates very effectively. All together I'm very satisfied after working...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you had a positive experience working with me, Francis! Your satisfaction is my top priority, and I'm glad I could assist in making the mortgage process a smooth one for you. I aim to provide clear and effective communication...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.