Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic was very responsive and knowledgeable about the whole process. He helped every step of the way and ensured the closing process was as smooth as possible.
While we closed on time, Vic talked poorly of my realtor a few times during my home buying process which I did not appreciate. He also called frequently about not pressing matters which felt interruptive and intrusive. Email or text communication...
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Vic was amazing through the whole process of purchasing my first house. I’m a veteran so we used the VA loan and he made the process incredibly easy. Not only was his rate incredibly competitive he was also very helpful to teach me about the...
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Vic was incredibly knowledgeable. I’m a veteran and he took great care of me through the process of getting a VA loan. I felt like he was on my team and helping me, not just trying to sell me a loan.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I deeply appreciate your thoughtful review, Maxwell. Your words are a testament to the dedication I have to each of my customers at First Federal Bank. I want everyone I work with to feel as though they're part of a team, especially when navigating...
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Vic went above and beyond to get everything done despite some issues with other organizations.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much for your kind words and high rating, Virginia. I'm glad I was able to assist you and get everything done, despite the issues we faced. At First Federal Bank, we always strive to go above and beyond for our customers. I'm here...
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Vic was very responsive, knowledgeable, and was the easiest part of closing on my new home.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm truly grateful for your kind words, Sabrina. I'm thrilled to hear that I was able to make the process of closing on your new home a smooth one. At First Federal Bank, we strive to provide our customers with top-notch service and I'm glad...
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He is responsive. Easy to communicate.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for your positive review, Yue. I'm glad to hear that you found our communication effective. At First Federal Bank, we aim to be responsive to all our clients' needs. I truly appreciate your high rating and want to assure you that...
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I’ve bought several houses in my life. This transaction was the least stressful of all of them. Vic was professional, knowledgeable, and helpful.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm truly happy to hear that your transaction was stress-free, Roger. It was a pleasure working with you on this. I pride myself on providing professional, knowledgeable service, so I'm glad that this was reflected in your experience. Thanks...
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Vic was exceptional to work with using the VA home loan. He was more than accommodating with our requests, explained every step of the process and responded to all of our questions quickly. This was by far the easiest home purchase I've done....
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Vic is very helpful and reachable every second. Whenever I have a question or concern he explained everything very kindly. Also, most of process went through smooth in timely manner as he planned. He helped out the communication with the underwriter...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.