Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Great communication and easy online documents upload
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you found our communication effective and the document upload process easy, Scott. At First Federal Bank, we always strive to make banking as smooth and straightforward as possible for our customers. Your positive...
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Vic is far superior compared to other lenders. I am a first time homebuyer using the VA loan and this experience couldn’t have gone smoother. I was originally with a local lender but ended up switching because of the substantial difference...
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Process was smooth and communication was excellent. Rate was great . Vic is very easy to talk to and knowledgeable. Document platform was excellent. Highly recommend
Vic is awesome- having worked with him several times, I would recommend him to anyone. I will continue to work with Vic in the future for my future mortgage needs including and refinancing required.
Vic was very pleasant to communicate with, he reached out to me regularly during the process to make sure I was satisfied with progress. Vic was very quick to respond to any questions or requests that I had throughout the loan process.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much, Matthew! I couldn't be happier to hear that you were pleased with the level of communication and service provided throughout the loan process. Ensuring you're informed and comfortable every step of the way is a priority for...
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Vic was awesome. He helped me through the process, spent adequate time to explain concepts and he made the entire experience awesome for me. I highly recommend him.
Vic was top notch and great to work with. He was always quick to respond to questions and on top of the process the whole way. Was extremely flexible with switching from VA to conventional. Would highly recommend him.
Vic was wonderful to work with! His communication skills are top notch and were much appreciated during the process of buying our first home.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you had a positive experience during the process of buying your first home. Communication is key, and I make it a priority to ensure my clients are well-informed and supported throughout every step. Thank you, Adylee,...
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Vic’s communication and attentiveness defines what customer service and professional relationships should be. We were first-time home buyers and Active Duty military, and Vic made sure to help us every step of the way, explained each milestone,...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Tyler, your kind words mean a lot to me. I'm delighted to know that you felt well taken care of throughout your home buying journey. I always strive to ensure that my clients, especially first-time buyers and our valued military service members,...
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Vic was a pleasure to work with throughout the process of finding and purchasing our new home. Vic is easy to communicate with, very transparent and detail-oriented, and quick to respond to any questions or requests. Highly recommended.
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.