Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic is the lender you want to work with — phenomenal communication, straight-forward and honest, throughout the entire process. He takes time to explain and calls to check in with you at every milestone. Vic works hard for his clients and it...
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Vic was consistently accessible and provided support for all my inquiries, and I appreciated the clear and direct communication.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you had a positive experience with me at First Federal Bank, Karthik. Your feedback is greatly appreciated. I always strive to be available and helpful for all of my clients, and I'm glad to hear that I could provide...
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Overall experience
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear your positive feedback, Sakthi! It's always my goal to provide exceptional service and I'm glad I was able to meet your expectations at First Federal Bank. Thank you for the perfect rating - it truly means a lot. If you...
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Excellent communication and I always felt like Vic had our best interests at heart!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm genuinely thrilled to know that you felt supported and well communicated throughout our interactions, Emily. It is always my goal to prioritize my clients' best interests, and your kind words affirm those efforts. Thank you for taking the...
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This is the second time I’ve worked with Vic. He has offered the lowest rate both times and guided me through the process as I am a new comer who asked a ton of questions.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I am delighted to hear about your positive experience, Prabhjot. As a representative of First Federal Bank, we always aim to offer the best rates and guide our customers through every step of the process. It is always a pleasure working with...
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My husband and I are both military and also first time home buyers and Vic made the whole process so easy for us! He was very knowledgeable about the VA Loan and gave us a great deal on our interest rate (almost a whole percent lower than competitors)....
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My husband and I are both military and also first time home buyers and Vic made the whole process so easy for us! He was very knowledgeable about the VA Loan and gave us a great deal on our interest rate (almost a whole percent lower than competitors)....
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Vic was honest & straightforward throughout the process. Several lenders will waste time attempting to close deals but Vic was direct & straight to the point.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm genuinely appreciative of your positive feedback, Shernovius. It's encouraging to know that you appreciated my direct approach during our process. I agree, time is of the essence in our line of work, and I always strive to provide efficient...
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Vic was responsive and step in with realtor when needed. Great resource and friendly!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you had a positive experience with me at First Federal Bank, Jeannie. Your feedback is highly appreciated. I strive to be a valuable resource and maintain open communication for all my clients. If you have any other...
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Vic is the bomb.com! It felt like so many random things kept popping up with our transaction and Vic had exceptional communication and was able to get us closed on time with ease, and was transparent the entire time. He is our go to moving...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much for your kind words, Zoe! I'm thrilled to hear that you had a great experience, despite the challenges that arose. I strive to provide top-notch service and transparency to all my clients. I'm glad I was able to assist with...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.