Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic was transparent, responsive, professional, and pleasant to work with. From the beginning to closing, Vic kept me apprised of the entire process and was always there to answer any questions or concerns. He is very knowledgeable and a great...
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Vic is great! A+
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm genuinely touched by your kind words, Joseph. It's always rewarding to hear that my efforts are making a positive impact. At First Federal Bank, we aim to provide the best service to our clients and your feedback reassures us that we are...
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Vic made it great. Superb, knowledgeable individual!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm absolutely thrilled to hear you had a five-star experience with me at First Federal Bank, Dwayne. I'm very committed to providing top-notch service and I'm glad you found my knowledge helpful. Thank you for taking the time to share your...
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A horrible experience from start to finish! We were told we didn’t need extra retirement income verification which in fact we did at the end. Also, your information was incorrect about our previous mortgage being paid off which was held against...
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I worked with Vic earlier this year. Initially helpful, but then he became increasingly deceptive. My closing was delayed, and he demanded $100 daily to maintain the agreed rate. When I found a better offer, he suddenly waived the fee. Days...
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Reply from Owner
April 18th, 2024 12:00 AM
We are sorry to hear that your experience was not up to our high standards. As the only review less than 5 stars this agent has received out of 261 with real Zillow customers, this would definitely be extremely out of character. We do hope...
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Vic was amazing!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you had such a positive experience, Dhrumil. My primary goal at First Federal Bank is to ensure that all clients are thoroughly satisfied with the services they receive. Receiving your 5-star rating and amazing review...
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Vic made time to explain everything that I had questions about. I never felt like I was being sold something, he simply told me what he could do and how. Vic ended up getting me the lowest interest rate I ever got quoted after shopping around...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm truly humbled by your review, Callahan. It was my pleasure to get you the lowest interest rate and to help you understand the process. Your confidence in recommending me to your family and friends is the highest compliment I could receive!...
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Vic is an excellent person to work with when it comes to mortgages. He is informative and responsible and really made me feel assured throughout the process of securing a loan for our house. I would 10/10 recommend him!
Vic is phenomenal, he helped me close in 35 days .Throughout the process he has been honest , very responsive and informative. Professional guy overall . He delivered on commitment .
Vic is far superior compared to other lenders. I am a first time homebuyer using the VA loan and this experience couldn’t have gone smoother. I was originally with a local lender but ended up switching because of the substantial difference...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.