Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Start to finish, process was concise, limited to only a few hands and excellence communication throughout the process. This is what one would expect by default in way of contracting for a Morgage. Above Five Stars. Closed within 30 days from...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Hey Sturgis, It's truly heartwarming to hear such positive feedback! I'm so glad that I could assist in making your first-time home loan experience with First Federal Bank a seamless and efficient one. It's always my aim to ensure clear communication...
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Vic was great to work with! The other lenders that I reached out to were very arrogant and difficult to work with. Vic's communication was clear, straightforward, and easy to work with from the beginning. There were no shady tactics of using...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm genuinely happy to hear your positive feedback, Parth! It was my pleasure to make the process as transparent and easy to understand as possible. At First Federal Bank, we aim to provide straightforward, honest information to our clients....
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Vic has been a rock star through this loan process. We shopped around with a mortgage broker but Vic was able to give us the best deal around by FAR. He also took the time to explain every part of the loan itself so everything was very clear...
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Great communication skills.
Mr. Desantis was detrimental in helping acquiringy new house from the beginning till the end.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thanks for the 4.83 out of 5 stars, Louis! I'm pleased to know that my communication skills made a positive impact on your home buying journey. Your feedback is appreciated and it was my pleasure to assist with your new home acquisition at...
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Vic was extremely prompt and thorough in answering all questions I had in regards to a new home loan. He went the extra mile to help move up our closing date. I would highly recommend him to anyone looking for an honest mortgage lender!
Vic is very knowledgeable and was a pleasure working with him.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much, Christian! Having the opportunity to work with you was truly a pleasure. Your kind words and positive feedback mean a lot to me. I strive to always provide my clients with the best service, so I'm thrilled you had a great...
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Vic was very supportive and knowledgeable even when I was less than pleasant to for situations that were not in his control. His patience and demeanor was always positive. I would do business with Vic DeSantis every single time in the future...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Andrea, thank you for the 5-star rating and your kind words. It was a pleasure to work with you, and I'm glad to hear that you found my assistance helpful in the process. I strive to maintain professionalism in all circumstances and I appreciate...
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Vic worked with me to evaluate a loan offer I received from a competitor. He went the extra mile to verify that indeed the rate quoted was legitimate, then called me back to confirm and recommended I pursue that offer instead. I can't think...
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Vic worked with me to evaluate a loan offer I received from a competitor. He went the extra mile to verify that indeed the rate quoted was legitimate, then called me back to confirm and recommended I pursue that offer instead. I can't think...
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Vic made it great
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Jonathan, I'm thrilled to hear that your experience with me at First Federal Bank was a positive one. I always aim to make every interaction as smooth and beneficial as possible. Your 5-star rating truly means a lot to me. I look forward to...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.