Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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He provided a good rate of Mortgage!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for your feedback, Dongmyung. I'm glad to hear you were pleased with the mortgage rate offered. At First Federal Bank, we're committed to providing competitive rates and top-notch service. I'm glad we could deliver. If you need any...
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Vic was extremely knowledgeable and helpful throughout the entire process. His level of care and attention is ultimately what helped me choose his company as our lender. The better interest rate helped too! ;-) Would definitely recommend Vic...
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Vic was patient and was able to communicate with us effectively during this process.
Vic is absolutely awesome. He beat every quote we received by a LARGE margin. He simplified the VA loan process and untangled a mess from a previous lender in a ridiculously short amount of time. 10/10 would recommend and will be providing...
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I’ve had the pleasure of working with Vic DeSantis twice now, and I couldn’t be happier with the experience. He helped me secure a VA loan when I bought my home in 2024, and recently reached out to assist my wife and me with a VA IRRRL refinance....
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Vic was very communicative, very reliable and went out of his way to help us out through this process
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you had a positive experience, Guenola! Your feedback reinforces why I strive to maintain high standards for communication and reliability. It was a pleasure helping you throughout the process and I'm glad I could...
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First Federal’s advertised rates were so low (compared with other lenders), I came into this thinking it must be some kind of bait and switch. It wasn’t. They were able to offer a super low rate with super low closing costs. Vic was great to...
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Great communication.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for the stellar review, Russell. It's great to hear that my communication met your needs and expectations. I aim to continue providing such quality service at First Federal Bank. Don't hesitate to reach out if you need more assistance...
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Vic consistently stayed ahead of everything, keeping us thoroughly updated on progress. He ensured our journey through the process was seamless and unbelievably smooth. This is the second time we are closing with him and he will stay as our...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm truly grateful for your kind words, Sakthi. It's always a pleasure to work with you and it makes me happy to hear you had another smooth and seamless journey with us at First Federal Bank. Being your preferred lender means a lot and I look...
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Reached out to Vic for our investment purchace and he was knowledgable and responsive. Vic was able to offer us some of the lowest rates around and we were happy with it. Going in we knew we had a more complicated file but we were prepared....
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.