Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic was the best lender I have ever worked with! I work in finance and this was my 5th home loan, so I know my way around mortgages. Vic was straight forward and didn’t try to cheat me. He had the best rates, was honest, and hard working.In...
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My wife and I worked with Vic from March 2024 through our closing of April 2024. Just like many others, we shopped around for the best rates and best reviews which led us to go with Vic. His previous reviews were spot on - very knowledgeable...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you had such a positive experience during your home buying journey. It's always my goal to provide detailed information and quick responses to all inquiries - I'm glad to see that was reflected in your interactions...
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My wife and I worked with Vic from March 2024 through our closing of April 2024. Just like many others, we shopped around for the best rates and best reviews which led us to go with Vic. His previous reviews were spot on - very knowledgeable...
read more
Vic was the best lender I have ever worked with! I work in finance and this was my 5th home loan, so I know my way around mortgages. Vic was straight forward and didn’t try to cheat me. He had the best rates, was honest, and hard working.In...
read more
My wife and I worked with Vic from March 2024 through our closing of April 2024. Just like many others, we shopped around for the best rates and best reviews which led us to go with Vic. His previous reviews were spot on - very knowledgeable...
read more
Vic was extremely professional and very organized from get go. He kept me in loop and contacted me as needed only. I would definitely process my future investment loans with Vic.
Vic was extremely professional and very organized from get go. He kept me in loop and contacted me as needed only. I would definitely process my future investment loans with Vic.
Vic is so help full and quick in responding to your queries. Overall process is smooth.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for your kind words, Sandeep! It's always my goal to provide quick and helpful service. I'm thrilled to hear that your experience with First Federal Bank was smooth. It was a pleasure assisting you. Feel free to reach out if you need...
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Vic always picked up the phone and was able to go the extra mile to overcome any hurdle or hiccup that would arise throughout the process, ultimately he had my best interest in mind and worked hard to close our loan, and offered the best rate...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear your positive feedback, Antoine! It was my pleasure to assist you throughout the process. Your satisfaction is my top priority, and I'm glad that I was able to meet your expectations and secure the best rate available....
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Working with Vic was awesome - from start to finish he walked me through the mortgage process. The rates were competitive and he was always upfront explaining any other fees and closing costs so there were no surprises. Most importantly he...
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Reply from Owner
April 18th, 2024 12:00 AM
We appreciate the response. Vic's track record speaks for itself!
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.