Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic's advice and guidance was excellent and we were very happy with the rate that we received.
Jodi Carmon
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm delighted to hear that you found my advice helpful and are satisfied with the rate you received, Jodi. Your feedback is invaluable and it was truly a pleasure working with you. If you have any other banking needs in the future, don't hesitate...
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Vic DeSantis provided outstanding service throughout my first-time home buying journey. From personalized guidance to clear communication, they made the process stress-free. Their attention to detail and advocacy for my benefits as a veteran...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Patrick, I can't begin to express how much your kind words mean to me. Making your first-time home buying experience a smooth journey was my top priority. I'm thrilled to hear I was successful in providing you with the guidance, communication,...
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An overall great experience all thanks to Vic. Communication was excellent. Any questions that we had were quickly answered. The whole process was very streamlined!!
Vic was a pleasure to work with. He was informative, thorough and always available.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Truly appreciative of your generous feedback, David. It was a pleasure to work with you as well. Your positive remarks about my service reassure me that I'm doing my job right. At First Federal Bank, we aim to provide thorough, informative,...
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Vic is very professional. He makes himself available when we need him and explains the house buying process as simple as possible. He is a pleasant person to work with.
Vic is one of the best lenders in the whole state for sure. I was struggling with getting played by other lenders until I came across Vic. Without having any skin in the game Vic helped me, he didn’t pressure me to use his company, instead...
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Great rates and Vic's Customer Service.
Vic was outstanding throughout this whole process for us - originally, our closing timeline was only a month (due to an aggressive timeline from the buyers of our current home), and Vic moved mountains to get everything lined up for a VA close...
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Vic was outstanding throughout this whole process for us - originally, our closing timeline was only a month (due to an aggressive timeline from the buyers of our current home), and Vic moved mountains to get everything lined up for a VA close...
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I recently used Vic to refinance our house. We chose Vic because on our original mortgage he gave us the best rate and top of the line customer service. If you are shopping for a mortgage or refinance, you will be hard pressed to find someone...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.