Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic went above and beyond to help us close on our house. There were a number of hurdles we had to overcome to close, and Vic was diligent in making sure everyone was working on getting timely documentation with everything. Vic was also extremely...
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Easy to work with. Good communication. Process was smooth and on time.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear your feedback, Nathan. It was an absolute pleasure assisting you with your needs. Your positive comments about the smooth process and good communication reaffirm the values we hold at First Federal Bank. We always strive...
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To succeed one has to do things for others like he would do for himself. This is what Vic did. He showed he cared, he was very professional.and resourceful. He kept in touch, even after his job was done. He wanted to make sure that everything...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Georgeta, I'm thrilled to hear such positive feedback! Your words genuinely inspire me to keep doing what I do. At First Federal Bank, we strive to provide our clients with the highest level of service, and I'm glad I could help make your experience...
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Vic offered me a good rate up front, treated me with respect, responded quickly, and closed on time.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you had such a positive experience with me at First Federal Bank, Benjamin. It was my pleasure to offer you a favorable rate and help expedite the process. Your satisfaction is my top priority, so knowing I could meet...
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Vic had the best rate for me up front, communicated well, and closed on time. I can't imagine a better experience. He was easy to get a hold of, consistent with everything he told me, and the rate he got me was a half a point lower than what...
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I recently had the pleasure of working with the Mortgage Lender, Vic DeSantis and I couldn't be happier with the experience. Vic was sincere, transparent, kind, and professional from start to finish, making the mortgage process smooth and stress-free....
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He was very helpful and patient and was able to answer all of the questions I needed as a first time home buyer.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Nicholas, I'm thrilled to hear that you had a positive experience as a first time home buyer. It was my pleasure to assist you with all your queries. Your satisfaction is my priority. If you ever have more questions in the future, don't hesitate...
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Vic was incredible to work with; he was patient, transparent, and responsive throughout the entire process. The rates offered were unbeatable and the process was simple and efficient.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear about your positive experience, Hallie! It was a pleasure to work with you, and I'm glad to hear that you found the process to be straightforward and efficient. Your comments about the unbeatable rates and the transparency...
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Vic, was super helpful and made the process easy
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thanks a ton, Rhett! I'm delighted to hear that you found our process easy and I was able to assist effectively. We at First Federal Bank always aim to provide the best service. I'm thrilled to know we hit the mark for you. Looking forward...
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Vic was very available, adapted to my needs and situation and was easy to communicate with and professional.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you had such a positive experience, Nicole! Your satisfaction is my utmost priority, so knowing I was able to adapt to your needs and maintain clear communication makes it all worth it. Thank you for choosing First...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.