Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Quick, easy, thorough, great communication. Vic helped me understand the VA refinance benefits that I was eligible for as a veteran. Overall process was easier than expected, the communication was great, and 10/10 will recommend to anyone to...
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I am a Veteran using my VA loan for the second time and Vic was there for everything we needed. Closed in under 30 days! Extremely satisfied with his services. Would highly recommend working with him.
Vic was honest and straightforward, easy to work with and got the best rate
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Hi Rachel, Thank you for the fantastic review! I'm glad to hear that you found our process to be honest and straightforward. It was my pleasure to help you get the best rate. If you have any more financial needs in the future, don't hesitate...
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Vic seemed to have an answer and/or know the reason for every bump we experienced. He took extra time with our case and although it sounds terse i honestly feel like i was his only account for the time he worked with us. VERY accessible, VERY...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Matthew, I am both delighted and humbled by your positive feedback. Your review encapsulates exactly the kind of service I strive to provide at First Federal Bank. I make it my mission to ensure that each client feels like they are my only...
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Vic was honest, thorough, communicative and went the extra mile to get things closed for me. I felt confident he would fight for me and he did! If you need someone to get it done, he's your guy.
I purchased a For Sale By Owner and Vic was extremely helpful during the entire process. We needed a couple of changes last minute on our part and Vic made it all come together right on time.
Vic was very attentive to our loan and met all our needs for a timely.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you were satisfied with the service I provided for your loan, Eric. Your satisfaction is my top priority and I'm glad that I was able to meet your needs in a timely manner. Thank you for the 5-Star rating and for choosing...
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Vic was great to work with and he went to work fast!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thrilled to hear you had a positive experience, Monica! Your satisfaction is my priority, and your feedback reaffirms the hard work we put in every day at First Federal Bank. So thanks for your kind words. Looking forward to assisting you again...
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Vic was awesome. We had a tight timeline to close and Vic worked with us on keeping the rate locked and helped us with closing on time. I would do business with Vic again.
Vic went above and beyond to help us close on a house that had a number of hurdles to overcome. Vic took the initiative to get everyone involved working harder and faster towards the closing. Many people were difficult to communicate with,...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much for the positive feedback, George! It was indeed a journey to get to the closing, and I'm delighted to hear your satisfaction with the process. Your kind words serve as a wonderful testament to the service we strive to provide...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.