Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic - true to his word, offered the best pricing (after shopping around with multiple lenders), was consistent in his engagement with us throughout the entire purchasing process (vs. others who initiate and transition), and was communicative...
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It was easy and convenient. Great communication.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you found the process easy and convenient, Mary. Communication is something I value greatly and it's fantastic to know that aspect stood out to you in our interactions. I'm here to assist at First Federal Bank anytime...
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Happy with our experience with Vic
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thrilled to see that you had a stellar experience with me at First Federal Bank, Bryce! Your satisfaction is of utmost importance to us. Thank you for taking the time to leave a 5-star review, and never hesitate to reach out if you need anything...
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Great communication and very helpful in explaining the process
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm delighted to hear that you found our communication effective and the process well-explained, Haley. Your positive feedback is greatly appreciated. It's always my aim to provide the best possible service to our clients at First Federal Bank....
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Vic was excellent. Was always there to answer the call if I had any question and I totally had a lot of questions. He was clear, educated, and help the process along in a calm and urgent way.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear you had such a positive experience with me at First Federal Bank, Logan. It's always my top priority to keep clients informed and comfortable throughout the entire process. I'm glad I was able to help you navigate your...
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Lower mortgage payment
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that your mortgage payment is more manageable, Jennifer. It's always my goal at First Federal Bank to help customers like you find solutions that suit your financial needs. Thank you for the stellar rating, it really means...
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I was thrilled to work with Vic on our refinance. He made the process seamless. I appreciated all the communication and responsiveness. I would highly recommend VicThanks again
Vic DeSantis was great to work with. He got us a solid rate and walked us patiently through the process. He got us not one but two prequalifications in a hurry after we had to pivot and offer on a different home. That was very important in...
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Vic was very responsive to any questions and guided us through the process in a thoughtful way.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I appreciate your kind words, Scott. I'm glad to hear that you found my responsiveness and guidance helpful throughout the process. Serving you and ensuring you had a smooth experience with First Federal Bank was my top priority. Looking forward...
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Vic is very professional, very welcoming, easily accessible, and goes above and beyond his professional responsibilities.On several occasions, Vic even contacted me on weekends, and worked on my mortgage Sunday so that it would be ready Monday...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Walter, thank you so much for this glowing review! I'm absolutely thrilled that I was able to provide you with such a positive mortgage experience. Your kind words mean a lot to me and motivate me to continue to strive for excellence in my...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.