Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic was pleasant and easily accessible. facili a smooth process.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you found your interactions with me pleasant and accessible, Shelley. Ensuring a smooth process is always my top priority here at First Federal Bank. Your glowing feedback is truly rewarding. If you need anything else...
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Vic did a phenomenal job and has earned our business going forward. When securing a loan for our home, he went over and beyond our expectations and has become part of our extended family. Thank you again Vic for your patience and sharing your...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Hey Ryan, I'm really happy to hear that you were satisfied with the service you received! It was my pleasure to help you secure a loan for your home and exceed your expectations. I'm thrilled to be considered part of your extended family and...
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Vic is the man.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thrilled to hear you had a great experience, Tanner! I appreciate the 5-star rating. You're the reason I love what I do at First Federal Bank. Thanks for the shout-out. Looking forward to serving your future banking needs.
This is the second time using Vic, and I couldn't imagine working with anyone else. Utter professional start to finish , and always happy to answer questions or offer advice. we'll be sure to use him time and again!
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Hey Dylan, I'm thrilled to hear about your positive experiences with me at First Federal Bank. It's always a pleasure to work with you and I appreciate your trust in me for your banking needs. I'm just a call or email away when you need advice...
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Vic helped me through the process and was open and honest!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thrilled to hear that you had a positive experience with me at First Federal Bank, Jared. Your feedback is greatly appreciated. I'm glad that my approach to openness and honesty resonated with you. Ensuring the process is smooth and understandable...
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Vic is an excellent communicator. I was able to get ahold of him pretty easily whenever I had questions pertaining to the mortgage process. He kept my wife and I in the loop, emailing updates almost every-other day. We closed pretty quickly,...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Anthony, thank you! I'm thrilled to hear that you had such a positive experience with me at First Federal Bank. It was my pleasure to keep you informed throughout the mortgage process and I'm glad you appreciated the regular updates. It's always...
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Fast communication easy to deal with
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for your kind words and the stellar rating, Dipal. I'm thrilled to hear that you found our communication to be quick and easy. We, at First Federal Bank, always strive to provide our customers with the best possible service. If you...
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Vic DeSantis at First Federal Bank made our home buying experience seamless! From the start, his communication was prompt, clear, and professional. He guided us through the loan process with ease, ensuring we closed on time without any stress....
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After doing a ton of phone calls, emails, and texts with so many lenders- I found First Federal and Vic picked up the phone… I am so glad he did! Vic talked me through the entire process, how they calculate their incredible rates, and what...
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Consistent, clear, and fast communication from start to finish.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you, Joshua, for taking the time to leave such a positive review. I strive to provide consistent, clear, and fast communication for all my clients. Your feedback is truly appreciated and I'm glad I could assist you. Looking forward to...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.