Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic's communication and customer service was excellent in every way. He was very expiditious in processing every change and situation that arose during the approval process
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Kevin, I’m thrilled to hear that you had a great experience. It was a pleasure assisting you through the approval process, and I’m glad everything went smoothly. Your positive feedback means a lot to me, and I’m here if you ever need anything...
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Vic provided very good Service, communication and an overall positive experienc.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Hi Ken, I really appreciate your kind words and am thrilled to hear that you had a positive experience with me at First Federal Bank. It was a pleasure working with you, and I'm glad to know that the service and communication met your expectations....
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Vic was extremely helpful in answering all of our questions to understand the loan process as first time homebuyers.We are glad that we had Vic as our mortgage officer to get our loan since he made the loan process stress-free and easy for...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much, Sara. It was a pleasure working with you as you navigated the homebuying process for the first time. I'm thrilled to hear that I could help make the experience stress-free and understandable. Wishing you all the best in your...
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Upfront transparency
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thrilled to hear that you appreciated the transparency, Michael. It's always my goal to be as open and honest as possible, so it's great to know that it's making a difference for you. Thanks for taking the time to leave a review and for awarding...
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Vic did a great job, he was always super accesible!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Really appreciate your positive feedback, Ethan! Glad to know that you found my accessibility helpful. It's always my aim to provide the best customer service experience at First Federal Bank. Looking forward to assisting you in the future...
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Vic was excellent to work with. Communicated everything clearly and completely. I would recommend Vic to anyone looking for a new home or refinance.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Really appreciate the kind words, Jeremy! It's always great to hear that the communication was clear and complete. Thanks for recommending my work to others who are in need of a new home or looking to refinance. I'm always here at First Federal...
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Vic was very helpful throughout the process. He made every effort to get the best deal possible that suited our needs.
Vic was incredibly thorough. He was easy to communicate with and made the process as smooth as possible. He is knowledgeable and reliable. Through the entire process he answered all of my questions . I couldn't be happier with the experience....
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I honestly can't give Vic enough credit for his professionalism, advice, and response time. Extremely happy with the results he provided. I don't know anything he could have done better. Used him with a VA Loan (I've heard horror stories) and...
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Vic made the process very easy to get the loan completed.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Appreciate the wonderful feedback, Walter! It's fantastic to know that you found the loan process easy to deal with. At First Federal Bank, we strive to make banking as smooth as possible for our clients. Thanks for the high rating and for...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.