Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Clear, personable, and timely communication of expectations and deliverables. Stayed on top of documents that needed emergency re-processing when my sale closing was delayed impacting my purchase closing keeping me up to date throughout the...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm delighted to hear that you found the communication clear and timely during your transaction. It was a pleasure assisting you through the process, especially with the challenges of document re-processing and closing delays. Your satisfaction...
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Vic was very impressive! He kept me informed about the process and progress. Vic made sure I knew when and what was needed to complete our loan.. I highly recommend using him.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm delighted to hear that you found the loan process informative and efficient. It was a pleasure assisting you, and I appreciate your high recommendation.
I would highly recommend Vic..
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm delighted to hear that you would highly recommend my services. It was a pleasure assisting you, and I appreciate your kind words and trust in my work.
Vic was a great lender providing assistance throughout the process of purchasing a home. Easy to work with and had competitive rates. Would recommend Vic others.
5th loan with Vic
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I appreciate your continued trust in me for your loan needs. It has been a pleasure working with you on your 5th loan at First Federal Bank. Please feel free to reach out if you need any further assistance.
I had a great experience working with Vic DeSantis on my mortgage. He was professional, responsive, and made the entire process smooth and stress-free. Vic took the time to explain all the details clearly, answered all my questions promptly,...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that your mortgage experience was smooth and stress-free. It was a pleasure assisting you, and I appreciate your kind words and recommendation. Thank you for choosing First Federal Bank.
Vic was recommended to me by a friend. When I called him, we were already under contract on a house with another lender. I was not happy with the interest rate and fees this other lender was offering me. I called Vic for the first time only...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear about your positive experience with your VA home purchase, Joseph. It was a pleasure assisting you, and I'm glad I could help secure a better rate and savings for you. Thank you for your kind words and for planning to recommend...
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Vic was always available and answered all our questions quickly.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad to hear that I was able to address your questions promptly and be available when you needed assistance. Thank you for your feedback, and if there's anything more I can do for you, please feel free to reach out.
My go to Loan Officer, Vic has helped me purchase 4 homes in 3 different states. All Class! The process was easy, on time, and professional. Highly recommended.
Everything from the cost to the expertise was great.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you found everything from the cost to the expertise to be great. It was a pleasure to assist you, and I'm grateful for your kind words. Thank you for choosing First Federal Bank.
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.