Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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I can’t say enough great things about Vic! He has now helped me with two home purchases, and both experiences were absolutely seamless. Vic is professional, knowledgeable, and always goes the extra mile to make sure everything is handled smoothly.What...
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Vic was very informative and transparent throughout the entire process. Very easy to get ahold of and responsive to questions within minutes. The entire process was very smooth. My husband and I both work so being able to do everything prior...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for sharing your experience, Meagan. I'm glad to hear that you found the process smooth and that my approach met your needs, especially with the convenience of online processing and a notary visit. Being responsive and transparent...
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Vic is one of the best mortgage lenders I've worked with, so good that this is my second time using him to ensure I got the best deal I could. Highly recommend him if you are comparing lenders and want the real facts on why you need to choose...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for such high praise, Dustin. It means a lot to hear that you trust me enough to return for your mortgage needs. I'm happy to know that I could help you secure the best deal. If you have any more questions or need further assistance...
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Made the process make sense. Helped with my unique situation
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad to hear that I was able to make the process clear and assist with your unique situation. It was a pleasure working with you, Allen, and I appreciate your trust in First Federal Bank.
First time home buyer. Utilized the VA loan. Vic took the time to address any and all of my many many questions and concerns promptly. He took my financial situation and goals into account and he got terms that worked for me. Highly highly...
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Vic was very helpful and remarkably patient during the loan process.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you found the loan process helpful and appreciated my patience. It was a pleasure assisting you, Richard. Thank you for your kind words and for choosing First Federal Bank.
Always communicating and incredibly responsive when we had questions. We have used Vic in the past and would do so again in the future.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I am thrilled to hear that you found our communication and responsiveness effective. It has been a pleasure working with you again, and I look forward to assisting you in the future. Thank you for your trust and continued support.
Everything about working with Vic was seamless. He communicated with us every step of the way and was always available when we had questions. Would definitely recommend him to others as well as use him again in the future!
he was proactive and knowledgeable. Took the time to understand our financial situation. Attentive and friend
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you found my approach proactive and knowledgeable. It was important to me to fully understand your financial situation to provide the best assistance possible. Thank you for your kind words.
Difficulty working in different time zones and unique requirements for the loan. Vic helped us navigate all the requirements
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad I could assist you with navigating the different time zones and unique requirements for your loan. It was a pleasure working with you, and I'm pleased to know that we were able to meet your needs at First Federal Bank.
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.