Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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more advance notice on items that needed to be resolved for closing
Reply from Michael Zerr
June 11th, 2025 12:54 PM
We appreciate your feedback, Kimberly. We understand the importance of timely communication, especially concerning closing items. Your insights are valuable, and we will work on improving our process to ensure better advance notice in the future....
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Vic did a great job communicating
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I am thrilled to hear that you were satisfied with the communication throughout your experience. It was a pleasure working with you, and I appreciate your feedback.
Vic provided great service, communication and results from start to finish. Would recommend him to anyone looking for a great rate and streamlined process.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you had a positive experience with the service, communication, and results I provided. It was a pleasure assisting you, and I greatly appreciate your recommendation.
I was referred to Vic by a coworker and was really impressed by the speed and service. We got a great deal on a VA loan and had a smooth process thanks to Vic's professionalism and knowledge of the business. I was pleasantly surprised with...
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Vic was very responsive and a pleasure to work with
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad to hear that you found my assistance responsive and enjoyable. It was a pleasure working with you as well. Thank you for your kind words and for choosing First Federal Bank.
Vic provided us with every detail we needed for our transaction and was very supportive throughout the entire process. Great customer service experience!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you found the transaction details and support helpful, Adedamola. It was a pleasure assisting you, and I appreciate your kind words about the customer service experience at First Federal Bank.
Efficient with the loan process
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm glad to hear that you found the loan process efficient, Charlotte. It was a pleasure assisting you at First Federal Bank. Thank you for your feedback!
Closed on time saved me 10k in bank fees
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that we were able to close on time and save you $10,000 in bank fees. It was a pleasure working with you, and I appreciate your positive feedback.
Super helpful with walking us through the process for our first home purchase, answering all of our random questions at any time we reached out! Will definitely reach out for all our other needs!
Great communication, went above and beyond and made the whole process super easy.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm thrilled to hear that you found the communication great and the process easy. It was a pleasure going above and beyond to assist you. Thank you for your kind words.
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.