Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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My experience with Vic was excellent from start to finish. He made the loan process smooth, clear, and stress-free, always keeping me informed and answering my questions quickly. He never pressured me while we were shopping lenders. I really...
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Vic was always available if I had questions even outside of normal business hours. He was helpful and patient which made our first home purchase much less stressful.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for the kind review, Kyle. I'm glad to hear that I could make your first home purchase less stressful by being available and supportive whenever you needed it. It's important to me that my clients feel comfortable reaching out with...
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Vic DeSantis was very transparent and communicative throughout. Very competent. I would highly recommend to anyone needing a mortgage. Excellent experience.
Vic was very transparent and communicative throughout. Very competent. I would highly recommend to anyone needing a mortgage. Excellent experience.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for sharing your experience, Samuel. I'm pleased to know that you found my communication and transparency beneficial during the mortgage process. Your recommendation is truly appreciated, and I'm glad you had an excellent experience....
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VIC is not only incredibly knowledgeable, but also one of the friendliest and most driven people I’ve worked with. He brings a positive energy to every conversation and makes the mortgage process feel less intimidating. What really sets him...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much for your thoughtful review, Savanna. It's truly rewarding to hear that my approach brought positivity and eased the mortgage process for you. I strive to make each step feel smooth and manageable, and I'm delighted that my...
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Vic was incredibly responsive to us throughout the process of purchasing our home in Burlington, WI. From the beginning, he provided us all the details we needed, answered our questions and advocated for us getting the best rate and financing...
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I discovered Vic DeSantis & First Federal through NerdWallet as I was shopping for VA loans online. Vic offered the lowest interest rate/APR/lender's credit that beat out the competition, & closed our VA loan in 23 business days/32 calendar...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I truly appreciate your thoughtful review, Rita. It's wonderful to know that you found the process with First Federal so beneficial, and I'm pleased I could secure a great rate and lender credit for you. Navigating VA loans can be complex,...
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Vic was incredibly helpful every step of the way. Highly recommend!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you for your kind words, Ami. I'm really glad to hear that you found my assistance helpful throughout the process. Your recommendation means a lot to me. If there’s anything more I can do for you in the future or if any questions arise,...
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Vic was very clear in his communications, readiky available, and kept us informed throughout the loan process
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm pleased to hear that you found my communication clear and that I was readily available during the loan process, James. Keeping you informed is always a priority for me, and I'm glad it made your experience smoother. If there's anything...
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Vic helped get me a lower rate and assisted throughout the VA loan process. He also lowered the loan processing fee. Thanks, Vic! It's been a pleasure.
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.